• Remembrance Day 2020

    Remembrance Day 2020

    This article was published on Thu 05 Nov 2020. At the time of publishing, this article was true and accurate, however, over time this may have changed. Some links may no longer work. If you have any concerns about this please contact us

    Police Mutual will be standing with the rest of the UK to mark Remembrance Day and to show our thanks to those who risked, and continue to risk their lives for us.

    Annual Remembrance Sunday services, parades and events may be cancelled due to the coronavirus pandemic disappointing many people, but the key part of Remembrance is taking a moment to recognise those who have given their lives protecting this country.

    History of the Royal Legion:

    Formed on 15 May 1921, the British Legion has been supporting Service men and women, ex-serving personnel and their families. They bring together four national organisations of ex-Servicemen that had established themselves after the First World War:

    • The National Association of Discharged Sailors and Soldiers
    • The British National Federation of Discharged and Demobilized Sailors and Soldiers
    • The Comrades of The Great War
    • The Officers Association

    Remembrance honours those who serve to defend our democratic freedoms and way of life. We unite across faiths, cultures and backgrounds to remember the service and sacrifice of the Armed Forces community from Britain and the Commonwealth.

    In 2020, we pay tribute to all the men and women who served and sacrificed their lives and to those continuing to fight today, to defend our nation. We remember the cooperation of the Commonwealth and Allied nations who stood shoulder to shoulder, to secure our freedom and to bring communities together today, to protect us all.

    History of the poppy:

    Lieutenant Colonel John McCrae, who fought in WW1, shortly after losing a friend in Ypres 1915, wrote his now famous poem after being moved from seeing poppies growing through the battle-scarred fields.

    In Flanders’ Fields – John McCrae:

    In Flanders’ fields the poppies blow
    Between the crosses, row on row,
    That mark our place: and in the sky
    The larks, still bravely singing, fly
    Scarce heard amid the guns below.

    We are the dead. Short days ago
    We lived, felt dawn, saw sunset glow,
    Loved and were loved, and now we lie
    In Flanders’ fields.

    Take up our quarrel with the foe;
    To you from failing hands we throw
    The torch; be yours to hold it high.
    If ye break faith with us who die
    We shall not sleep, though poppies grow
    In Flanders fields.

    The poem inspired an American academic named Moina Michael to adopt the poppy in memory of those who had fallen in the war. She campaigned to get it adopted as an official symbol of Remembrance. The red poppy symbolises both Remembrance and also hope for a peaceful future – which we continue to do. 

  • Financial Education Mini-Modules for our Volunteers

    Financial Education Mini-Modules for our Volunteers

    This article was published on Thu 01 Oct 2020. At the time of publishing, this article was true and accurate, however, over time this may have changed. Some links may no longer work. If you have any concerns about this please contact us

    The first round of on-line Financial Education mini-modules that we provided exclusively for our Force Authorised Officers (FAOs) and Authorised Officers (AOs), is now complete.

    We ran 16 events in total throughout August and September and these were well attended by FAOs and AOs from all over the UK.
    The event subjects were:

    • Wellbeing Services from Police Mutual
    • Effective Cash Management
    • Managing Debt and Credit Scores
    • Protection, Wills and Estate Planning

    We ran a short survey after each event and the comments were really encouraging and included:

    “Very helpful to know what services are available to signpost our members when future enquiries are received”

    “Immediately after the workshop I engaged our Wellbeing and Mental Health lead directly to tap into the resources and include in future planning”

    “Will share what Police Mutual can offer with my colleagues
    A really useful overview. “

    “The Health Assured app was new to me and again very useful Good to have an understanding of which debt to clear first “

    “Very good idea to keep us all informed and reminded of what is available to our members. A very informative 30 minutes well delivered by Faye”

    “It was great to meet you and put some faces to names. We hope to see you again soon as we will be running some of these modules again and we are also developing some new modules which should be ready soon.”

  • How Police Mutual is Supporting You During the Coronavirus Pandemic

    How Police Mutual is Supporting You During the Coronavirus Pandemic

    This article was published on Sun 24 May 2020. At the time of publishing, this article was true and accurate, however, over time this may have changed. Some links may no longer work. If you have any concerns about this please contact us

    We are naturally doing everything we can to ensure the safety and wellbeing of our colleagues and, at the same time, focusing on maintaining the service we provide to you, our Members and customers. Read more information on how we will be supporting you directly.

    Guidance for the Police family

    As frontline officers and staff, you are playing a critical role in the response to this crisis, it is therefore even more important for you to say fit and well and to look after all areas of your health during this difficult time.

    For Police specific guidance, take a look at the links below:

    Physical health

    Research shows that being sedentary is bad for your health, so ensure you keep active at home. Exercise helps both your physical and mental health, if you can go outside, go for a regular walk or do some online exercise classes.

    Think about what you’re eating and where possible eat a balanced diet. Whilst food supplies may be limited, think ahead and plan your meals.

    Limit your alcohol intake. In uncertain times like these it can be tempting to reach for a bottle to cope with the boredom and uncertainty but alcohol impacts your immunity and reduces your body’s ability to fight off disease.

    Mental health

    During this time, you may be bored, frustrated or lonely. You may also feel low, worried, anxious, or be concerned about your health or that of those close to you.

    Everyone reacts differently to events and changes in the way that we think, feel and behave vary between different people and over time. It’s important that you take care of your mind as well as your body.

    Tips to help if you’re worried about coronavirus:

    • Keep a routine
    • Maintain social contact by text, Skype or phone
    • Avoid family arguments
    • Plan ahead
    • Don’t watch too much news
    • Manage your fears

    Looking after your finances

    As the outbreak continues to take its toll on life and the economy you may be worrying about what the financial impact is for you or your family members.

    For tips on keeping your finances in check during this time, see our guide in the useful resources section.

    As always we’re here to help, visit policemutual.co.uk, call 01543 441 630

  • Dedicated FAO Website Now Live

    Dedicated FAO Website Now Live

    This article was published on Mon 11 May 2020. At the time of publishing, this article was true and accurate, however, over time this may have changed. Some links may no longer work. If you have any concerns about this please contact us

    As you know, on 30 April we announced one of the biggest decisions Police Mutual has ever made: our proposal to become part of Royal London.

    Our dedicated website for you, our FAOs, is now live and available by clicking here:
    https://faoinfo.co.uk

    It’s a ‘one-stop-shop,’ the site provides a range of information and materials about the proposed transfer – including the what; when; and why; and the importance of your role.

    The site also includes copies of the voting pack and other materials you have been sent. And, if you have a question which isn’t covered by our FAQs, you are encouraged to submit it via the site.

    You will also find details about a series of FAO webinars we are running in the next couple of weeks, the first being at 1pm on Thursday (14 May). Please visit the website to book yourself on to one of these important webinars.

    We want you to understand why we are recommending the proposal to become part of Royal London, and the reasons behind the proposal, as well as what it will mean for members.

    It’s why all of this is aimed at providing you with as full a picture as possible about the proposal. We want all of you to be able to make a fully informed decision when you cast your crucial vote on securing Police Mutual’s future.

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  • Join the Nation in Raising a Glass on VE Day

    Join the Nation in Raising a Glass on VE Day

    This article was published on Thur 07 May 2020. At the time of publishing, this article was true and accurate, however, over time this may have changed. Some links may no longer work. If you have any concerns about this please contact us

    VE Day marks the day when fighting against Nazi Germany in Europe ceased and World War 2 came to an end – on 8th May 1945.

    Under normal circumstances, this would be a time when we would come together to reflect upon and celebrate the sacrifices made by so many people during the war. Not just the millions of soldiers, but the men and women who worked in the factories and mines, as well as Police Officers, nurses, and many more.

    This year is the 75th anniversary of VE Day and there were lots of special celebrations planned to take place. The government had moved the traditional May Bank Holiday so that it falls on Friday 8th May. Pubs were to be allowed to stay open later, and people across the country were encouraged to throw street parties. There was also going to be a flyover of Buckingham Palace by the Red Arrows.

    However, as a result of the COVID-19 pandemic, plans for VE Day celebrations have been postponed until a later date.

    Instead, organisers are encouraging everyone to take part in The Nation’s Toast – raising a glass on Friday 8th May at 3pm and making the following toast: To those who gave so much, we thank you.

    We will certainly be taking part, paying tribute to the millions both home and abroad who gave so much to ensure the freedom we all enjoy today.

  • Remembrance Day 2019

    Remembrance Day 2019

    This article was published on Tue 05 Nov 2019. At the time of publishing, this article was true and accurate, however, over time this may have changed. Some links may no longer work. If you have any concerns about this please contact us

    The Royal British Legion has been supporting Service men and women, ex-serving personnel and their families since 1921 and brought together four national organisations that had established themselves after the First World War.  These were:

    • The National Association of Discharged Sailors and Soldiers
    • The British National Federation of Discharged and Demobilized Sailors and Soldiers
    • The Comrades of The Great War
    • The Officers’ Association

    The red poppy symbolises both Remembrance and also hope for a peaceful future. People wear poppies to show support of the Armed Forces community.

    Wearing a poppy is not compulsory and is a very personal choice and reflects your own experience and personal memories.

    What is the inspiration and history behind the poppy becoming a symbol of Remembrance?

    During the WW1, the countryside in Western Europe was bombed considerably and stunning landscapes were turned into bleak, muddy and barren fields where very little flora or fauna could grow. 

    However there was an exception to this, the bright red Flanders poppies. The poppies were so resilient they flourished and grew in vast amounts.

    In the Spring of 1915, Lieutenant Colonel John McCrae was so moved by seeing the poppies that he wrote the now famous poem ‘In Flanders Fields’.

    In Flanders Fields
    The poem by John McCrae

    In Flanders’ fields the poppies blow
    Between the crosses, row on row,
    That mark our place: and in the sky
    The larks, still bravely singing, fly
    Scarce heard amid the guns below.

    We are the dead. Short days ago
    We lived, felt dawn, saw sunset glow,
    Loved and were loved, and now we lie
    In Flanders’ fields.

    Take up our quarrel with the foe;
    To you from failing hands we throw
    The torch; be yours to hold it high,
    If ye break faith with us who die
    We shall not sleep, though poppies grow
    In Flanders’ Fields.

  • How to Protect Yourself Against Cyber Attacks

    How to Protect Yourself Against Cyber Attacks

    This article was published on Thur 24 Oct 2019. At the time of publishing, this article was true and accurate, however, over time this may have changed. Some links may no longer work. If you have any concerns about this please contact us

    October is National Cyber Security Awareness Month and we’re doing our bit to raise awareness about cybercrime and how it can affect your daily life – whilst bringing you top tips on how to stay safe online.

    We’re more connected to technology than ever before. From shopping and online banking, to email and social media, our personal information is increasingly digitalised. And as a consequence, the threat of cyberattacks continues to expand and evolve.

    That’s why it’s vitally important to stay secure and safe online.

    What is cybercrime?

    Cybercrime is any criminal activity that involves a computer or network.

    Examples include, fraud, bullying, theft or grooming that are committed online using a device, such as smartphones, tablets or other devices.

    Cybercrime also includes crimes against your computer or device, such as contaminating or corrupting it with viruses or taking-over your social media profile, email account or your website.

    What is cyber security?

    Cyber security is the measures you can take to protect the devices you use, and services you access online from cybercrime. Cyber security is also a way of preventing unauthorised access to your personal information that you store on a device or online.

    Now that smartphones, computers and the internet are such a fundamental part of everyday life, cyber security is essential for everyone, not just businesses, to go about their day-to-day lives.

    What can I do to protect myself?

    There are a number of steps you can take to stay safe and secure online. From updating your privacy settings, to getting the latest software, here are some tips and resources to help you protect your devices and data.

    OWN IT

    Stay safe on social media by limiting what you share, changing your passwords and checking your security settings.

    You should also update your privacy settings regularly, whether this is on shopping websites, your email or music services you use.

    Make sure your personal information is safe on the apps you download, too. With so many apps available, data like your name, email address or home address may be being used without realising it.

    SECURE IT

    By creating strong passwords or turning on multifactor authentication (double log-in), you’re building stronger layers of protection against your personal information and keeping your devices well-protected.

    PROTECT IT

    It’s also important that you are using the latest security software and apply updates when possible. This will help to ensure cybercriminals are kept out – and stay out!

    Helpful resources:

    us.norton.com/internetsecurity-privacy-cyber-safety-guide-tips-to-own-it-secure-it-protect-it.html

    takefive-stopfraud.org.uk/

    ncsc.gov.uk/section/information-for/individuals-families

    stopthinkconnect.org/tips-advice/general-tips-and-advice

    getsafeonline.org/

  • Keeping Children Safe Online

    Keeping Children Safe Online

    This article was published on Fri 01 Feb 2019. At the time of publishing, this article was true and accurate, however, over time this may have changed. Some links may no longer work. If you have any concerns about this please contact us

    Safer Internet Day 2019 takes place on 5 February 2019 and creates a wide range of activities to promote the safe and responsible use of technology by children and young people. With many children now using tablet devices, phones and laptops, it’s important to remind children of how they can stay safe online as well as ensuring that the latest security updates are installed on all their devices.

    Many children use the internet to play games, watch videos (YouTube Kids is a well-known favourite!), use social media and research topics to help with their homework. So, teaching them lessons about the risks could prove to be very valuable in the long term. If you haven’t thought about it already, maybe take a few minutes to brush up on your knowledge by reading our checklist below.

    Teaching children to stay safe online – checklist

    1) General risks

    Children need to be made aware that using the internet comes with a range of risks – their actions are directly linked to their online safety and can even have an impact on your wallet. Talking openly and regularly to your child, sharing time on the internet together and setting family rules about using the internet are some of the best ways to help keep your children safe online. They need to know that the internet is a useful tool but that actions online can have repercussions. If you make this clear to them, in language they can understand, it’s an important first lesson. Most social media platforms will have age restrictions to protect children, so it’s worth checking that your child is only accessing sites suitable for their age.

    2) Don’t trust that people are who they say they are

    It’s easy for someone to create a false identity online. And, sadly, not everyone has good intentions. Have a rule with your children that they should never arrange to meet someone they have ‘met’ on the internet and to tell you immediately if they’re worried about something (or someone) they encounter online.

    3) Keep personal contact details private

    Make sure your child understands never to give out personal details to anyone online, including phone numbers, email addresses, their home address, or anything relating to their age, school, friends or family.

    4) Be careful when posting or sharing content

    If you let your children post in chat rooms then it’s a good idea to check that the chat room is moderated. This means that a comment will be approved by an administrator before it’s posted for the world to see.

    Encourage them to think about what they choose to post, reminding them that whatever they say could be around for a long time. The internet doesn’t easily forget – show them examples of recent celebrities whose old social media posts have come back to haunt them!

    5) Friend requests

    It’s important for children to understand that online security is more important than popularity contests, so they should keep their social media accounts private and only accept friend requests from people they know.

    If possible, it’s also a good idea for you to become ‘friends’ with your child on social media, so you can see what they’re posting and who they’re connected to. This is a particularly good idea if you’re worried about who they’re speaking to or notice a change in behaviour.

    6) Parental control settings

    Parental controls are an important way to keep your child safe online. They can be used to block upsetting or harmful content, control in-app purchases or manage how long your child spends online.
    Some even allow you to set up regular reports for your peace of mind. And the good news is that parental controls are really easy to set up. Innocent searches sometimes reveal results that are not so innocent. So if you’re worried about what your child is searching for online, who they’re talking to or what they’re seeing, use parental controls. Most devices have some inbuilt control features and you can search for more tools online.

    What to do if they’ve got any problems…

    Make sure your children know to tell you if they have any issues online. You can then choose the right course of action to take, whether that’s just a case of reassuring them or checking for more information. In extremely rare cases, you may need to seek advice from Action Fraud, the CEOP (Child Exploitation and Online Protection Command), or by calling 101 to speak to the Police for non-emergency guidance.

    It’s also worth checking with your children’s school to see what ‘internet security’ teaching they cover as part of the curriculum.

    For more information on Safer Internet Day visit www.saferinternetday.org.uk

    Police Mutual Assurance Society Limited, trading as Police Mutual, is an incorporated friendly society. Registered office: Alexandra House, Queen Street, Lichfield, Staffordshire WS13 6QS. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority

    Want to learn more? Access our wellbeing hub here.

  • Is Blue Monday Real?

    Is Blue Monday Real?

    This article was published on Mon 14 Jan 2019. At the time of publishing, this article was true and accurate, however, over time this may have changed. Some links may no longer work. If you have any concerns about this please contact us

    Back in 2005, a simple press release* first identified the third Monday in January as the most depressing day of the year. It was ‘backed up’ by a scientific equation that looked at a basket of things: our levels of personal debt, how long we travel to work, the days since our New Year’s resolutions fell away, and so on.

    Based on this formula Monday 21 January 2019 is likely to be regarded as ‘the most depressing day’ of the year, or Blue Monday, as it has become known.

    Is it true? Well, it probably varies from person to person, but what it does remind us to do is to take stock and explore options should we have any health or money worries, and that can be a powerful thing to start a New Year.

    With money worries being one of the largest wellbeing challenges facing members of the Police family today, it can be tempting to opt for easy, quick-fix options when it comes to finance. Taking on further borrowing can lead to spiralling debt, difficulty in making repayments and vastly increasing stress levels.

    The stress of dealing with financial pressures does not just affect your personal life. It can affect your work, family life, health and relationships. We recognise that sharing your concerns with the people closest to you isn’t always an option.

    Taking positive steps to address things that are weighing upon our minds is always important and here at Police Mutual we have teamed up with PayPlan who are an independent, FREE, debt management company. If you are in serious financial difficulties they can offer free support to help you regain control of your finances.

    So if money troubles are something you are experiencing then why not use Blue Monday as a prompt to get some help and guidance.


    PayPlan is a trading name of Totemic Limited. Company No. 02789854. Totemic Limited is authorised and regulated by the Financial Conduct Authority.

    Police Mutual Assurance Society Limited, trading as Police Mutual, is an incorporated friendly society. Registered office: Alexandra House, Queen Street, Lichfield, Staffordshire, WS13 6QS. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority


    * Cliff Arnall for Sky travel.  Find out more at Wikipedia https://en.wikipedia.org/wiki/Blue_Monday_(date)

    Want to learn more? Access our wellbeing hub here.

  • Police Mutual and NARPO Working Together

    Police Mutual and NARPO Working Together

    This article was published on Wed 01 Aug 2018. At the time of publishing, this article was true and accurate, however, over time this may have changed. Some links may no longer work. If you have any concerns about this please contact us

    NARPO are one of our most trusted partners and we value being mutually supportive of each other’s members and organisations.

    “Improving the lives of members” is a simple thing to say, and it’s the reason Police Mutual exists. It’s something we’ve been doing for serving and retired Police Officers, Staff, Specials and their families, as well as the wider Police Service since 1866.

    In order to ensure we bring this purpose to life for retired Police Officers we are dedicated to supporting NARPO and its membership.

    We have worked closely with NARPO to tailor our products for their members.

    We provide services and support to NARPO that spans respite care, community support funding such as Force for Good, and Care Line, a nurse led counselling service.

    For those with financial questions and challenges we’ve team up with PayPlan who offer a debt advice service. We also make sure we recognise the great work carers do with our Act of Kindness scheme, offering a hamper of treats or a fresh bouquet of flowers as a humble “thank you”.

    To continue our support of NARPO and their three themes of ‘Life, Leisure and Work’, we are currently enhancing our Retirement Centre to incorporate more NARPO features. We’ve worked in collaboration with NARPO to curate knowledge and information we trust will be valued by our members.

    Check out our Retirement Centre here.