Car Insurance
Cover that goes further.
You get uninsured driver cover and lifetime no claims discount (subject to eligibility) as standard. Plus, you can choose to pay monthly at no extra cost. Terms and conditions apply.
Home Insurance
Protect the things you value most.
This affordable cover gives you up to £75,000 contents cover and £1,000,000 buildings cover, as standard. Plus, you can choose to pay monthly at no extra cost. Terms and conditions apply.
Breakdown Cover
Cover from £61.60 per year.
Provided by ERS, we’ll help get you back on the road – European cover option available too! Cover for your car, regardless of who’s driving it. Terms and conditions apply.
Renters’ Insurance
Great value if you just need to cover the things you own.
Protect your valued possessions, from your mobile phone to your television, your bike to your laptop, and even your digital downloads. Plus, you can spread the cost into convenient, interest-free monthly payments. Terms and conditions apply.
Police Mutual Car & Home Insurance is independently rated as a Five-Star policy by Moneyfacts.
Insurance products exclusively for NARPO members
NARPO Car Insurance
Exclusive cover designed with retired Police Officers in mind.
You get uninsured driver cover, lifetime guarantee on repairs when your repair is carried out by a recommended garage and the option to choose interest-free monthly payments. Terms and conditions apply.
NARPO Home Insurance
Exclusive cover that’s always on your side.
Protect the things you value most with straightforward, affordable protection that provides £1,000,000 buildings and £75,000 contents cover as standard. Terms and conditions apply.
NARPO Breakdown Insurance
Keeping NARPO members on the road.
Peace of mind from less than £53 per year, including misfuelling cover, free cover for your caravan or trailer and recovery to the destination of your choice if the recovery specialist can’t get you on your way. Terms and conditions apply.
Police Mutual NARPO Car & Home Insurance is independently rated as a Five-Star policy by Moneyfacts.
The (not so) small print
Police Mutual Car Insurance and Police Mutual NARPO Car Insurance is provided by ERS.
Police Mutual Home Insurance, Police Mutual NARPO Home Insurance and Police Mutual Renters’ Insurance is provided by Bspoke Underwriting Ltd.
Police Mutual Rescue (Breakdown Cover) is provided by ERS (Syndicate 218 at Lloyds).
Police Mutual Car Insurance, Police Mutual NARPO Car Insurance, Police Mutual Home Insurance, Police Mutual NARPO Home Insurance, Police Mutual Renters’ Insurance and Police Mutual Rescue (Breakdown Cover) are arranged and administered by PMGI Limited trading as Police Mutual.
For more details, please see our legal page.