
Car Insurance
Benefits include:
- Pay monthly at no extra cost
- Uninsured driver cover and no claims protection
- Temporary hire car following accident or theft
- Optional protection for serving Officers commuting or carrying Police kit
Exclusions, terms & conditions apply – please see the relevant policy documents in the Car Insurance documents section.

Home Insurance
Benefits include:
- Pay monthly at no extra cost
- Home emergency cover as standard – provided by ARAG plc
- £1m buildings and £75k contents cover
- Alternative accommodation following an insured loss
Police Mutual Car Insurance is provided by ERS.
Police Mutual Home Insurance is provided by Bspoke Underwriting Ltd.
Police Mutual Car Insurance and Police Mutual Home Insurance are arranged and administered by PMGI Limited trading as Police Mutual. For more details, please see our legal page.
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