Each month you’ll get helpful advice on topics covering everything from savings & investments, to mortgages & debt.

The Police Federation Pay and Morale Survey 2019 revealed 51% of officers worry about their finances almost every day, with 1 in 8 officers seeking financial support last year to cover their day to day expenses. How financially secure you feel has a big impact on your wellbeing. Yet while we’re getting better at talking about our mental health, we’re less comfortable talking about money.

  • Promote positive financial wellbeing
  • Officers and staff make better financial decisions
  • Build financial resilience
  • Encourage people to talk openly about their finances and seek support when they need it

Let’s talk money guides

Police Mutual are here to help, we will get through this together. The following guides will help you to navigate everything from savings & investments, to mortgages & debt.

Let’s Talk Addictions

Let’s Talk Bank Accounts

Let’s Talk Bank of Mum and Dad

Let’s Talk Borrowing

Let’s Talk Budgeting

Let’s Talk Car Finance

Let’s Talk Debt

Let’s Talk Emergency Funds

Let’s Talk Funerals

Let’s Talk Gambling

Let’s Talk Help with the Cost of Living Crisis

Let’s Talk How To Spend Less

Let’s Talk Impact On Your Credit Profile

Let’s Talk Inheritance Tax

Let’s Talk Life Events

Let’s Talk Long Term Elderly Care

Let’s Talk Losing Your Job

Let’s Talk Pensions (Other)

Let’s Talk Pensions (Police)

Let’s Talk Pensions (Police Staff)

Let’s Talk Pensions (State)

Let’s Talk Powers of Attorney

Let’s Talk Probate

Let’s Talk Protecting Your Finances

Let’s Talk Relationships Ending

Let’s Talk Retirement Planning

Let’s Talk Savings

Let’s Talk Saving For Your First Home

Let’s Talk State Benefits

Let’s Talk Talking To Your Children About Money

Let’s Talk Transition into Retirement

Let’s Talk Understanding Your Payslip

Let’s Talk Understanding Your Tax Your Tax Code

Let’s Talk Wills

Foundation Services

The Police Mutual Foundation was launched in 2011 with its purpose is to provide wellbeing support and guidance on financial and general wellbeing issues. Since its launch it has provided ongoing insight, thought leadership and practical help where needed. It reflects the importance Police Mutual places on the relationship with the Police Service through the provision of tangible contributions to welfare provision for members of the Police Service and the wider Police Family.

The services provided by the Foundation are given below.

For more information please email foundation@pmas.co.uk

We’ve teamed up with PayPlan, one of the UK’s leading free debt advice providers, who offer free and confidential advice to anyone in serious financial difficulties.

There are many reasons that members of the Police family need to take time out. Our respite service can give you a much-needed break, where you can spend quality time with your family.