This article was published on Wed 01 May 2024. At the time of publishing, this article was true and accurate, however, over time this may have changed. Some links may no longer work. If you have any concerns about this please contact us

May is National Walking month.  With the evenings being lighter for longer, May is a great month to get outside and start walking.  With 2 bank holidays in May, there is no excuse not to get outside and go for a walk.

Spending time in nature can boost your overall wellbeing. It can improve your mood, reduce your stress level, reduce anxious thoughts, and make you feel more relaxed.

Walking is one of the best things you can do for your overall health, it has so many physical and mental health benefits for all ages and abilities.  A short 20–30-minute walk can reduce the risk of several preventable health conditions, including some cancers, depression, heart disease and Type 2 diabetes.  By swapping a short drive for a short walk, you can also help reduce air pollution, congestion, and fuel costs.

Many diseases, conditions, and ailments can be prevented by participating in regular physical activity. Even moderate-intensity aerobic activity such as walking can provide these incredible health benefits.

Physical Health Benefits

• Helps lose or maintain a healthy weight
• Lowers risk of heart disease & improves cardiovascular endurance
• Lowers the risk of having a stroke
• Lowers the risk of several types of cancer
• Regulates blood pressure & cholesterol
• Helps prevent and manage type 2 diabetes
• Helps ease arthritis pain & stiffness
• Strengthens muscles & bones and prevents osteoporosis
• Improves circulation
• Increases metabolism
• Keeps your lungs healthy
• Stimulates digestion
• Helps to regulate hormones and alleviate menstrual cramps
• Boosts your immune system
• Increases your Vitamin D intake
• Promotes healthier skin and hair growth
• Improves balance and lowers risk of falls

Mental Health Benefits

• Helps with relaxation and stress relief
• Reduces anxiety
• Lowers risk of depression
• Improves your mood
• Helps you sleep better
• Improves self-esteem and self-confidence
• Improves energy levels & fights fatigue
• Can stop food cravings
• Improves cognition & creativity
• Can help lower risk of dementia
• Boosts productivity & performance
• Improves overall quality of life
• A healthy way to spend time with family and friends

These are just some of the reasons why you should try to work in more walking to your daily routine. Whether you walk at lunchtime, start your day with a walk, or have walking meetings, why not try it and feel the benefits for yourself.

If you don’t enjoy walking, try going with a friend or family member, or listening to music, podcasts or audiobooks while you walk. You could set yourself a daily step goal and track your steps using your watch, an App, or a pedometer, you may even discover new routes in your local area.

Alternatively, travel further to visit some of the UK’s beautiful areas of outstanding natural beauty, national parks or woodland areas.  If you’d like more of a challenge, try walking one of the nation’s top 10 walks according to the National Trust.

Wherever you decide to walk this May, just get outside, enjoy nature, clear your mind, and spend time with family and friends.

This article was published on Wed 01 May 2024. At the time of publishing, this article was true and accurate, however, over time this may have changed. Some links may no longer work. If you have any concerns about this please contact us

Mental health problems can affect anyone, any time of the year, but mental health awareness week is a great time to show your support for better mental health and looking after your own wellbeing.

Hosted by the Mental Health Foundation, the theme for Mental Health Awareness Week, this year is ‘Movement: Moving more for our Mental Health’.

The purpose of the week is to increase people’s awareness and understanding of how important physical exercise can help our mental health. For more details of the week click here.

The week is an opportunity for people to talk about all aspects of mental health, with a focus on providing help and support.

Being active is important for our mental health. But so many of us struggle to get enough exercise. There are many different reasons for this, so finding moments for movement in your daily routines is the key. This may be going for a local walk, doing some gardening or putting on some music and dancing around the kitchen.

Physical exercise can help to build your self-esteem as well as reduce anxiety and improve your mood. When you exercise, your brain releases endorphins which help to make us feel energised, happier, and less stressed.

Our physical and mental health are undeniably linked, so it’s important to stay active.

Taking care of your mental health is as important as taking care of your physical health.

Mental health problems affect around one in four people in any given year*. They range from common problems, such as depression and anxiety, to rarer problems such as schizophrenia and bipolar disorder.

To stay healthy, adults should try to be active every day and aim to achieve at least 150 minutes of physical activity each week or 10,000 steps per day through a variety of activities. If you would like to improve your fitness level, then you may need to increase this amount and also include some stretching and strengthening exercises into your routine. For any type of activity to benefit your health, you need to be moving quick enough to raise your heart rate, breathe faster and feel warmer.

If you are concerned about your health in any way always consult your doctor before starting exercise.


You don’t need to be at the gym seven days a week to improve your mood. Here are some ideas to help you incorporate workouts into your daily life:

Don’t do it alone – If you’re committed to doing exercise with a friend, you’re less likely to back out. Try an exercise class, dance, or yoga with a friend. This has the added benefit of keeping connected with people.

Enjoy it – Most importantly, you need to discover a physical activity you enjoy and that suits your level of mobility and fitness. If the exercise you choose is enjoyable you are more likely to stick with it. There are so many different ways of exercising you just need to find the one that works for the time you have and that you enjoy.

Go outdoors – Fresh air, natural light and exercise combined are great for our mental health. Whatever the weather it’s great to get outside, it may be for a quick stroll around the block or a longer walk with the dog. You could also invite a friend for a catch up.

Set yourself a challenge – Give yourself a goal to work towards, start small and get bigger as you get more confident and fitter.

Log it – In order to monitor your progress, keep a record of your workouts. This could include the time and distance of your walk, run, ride or workout, but you may also want to include how you feel, in order to track your mood.

Research has shown that emergency services workers are twice as likely as the public to identify problems at work as the main cause of their mental health problems, but they are also significantly less likely to seek help. So, it’s even more important to look after your own mental health when working on the frontline.

Here are some tips:

Think about your purpose: Be clear about why you are doing this job.

Be clear on expectations: Make sure you know what is expected of you and whether it is realistic.

Keep your boundaries: Establish clear boundaries between work and personal life, don’t take work home with you.

Talk to colleagues: Make time to talk to your colleagues about your experiences and share fears and concerns.

Value your own family and relationships: While work is important, your family and relationships need to be valued.

Exercise: Regular exercise can boost your self-esteem, can help you concentrate, relax, and increase your overall wellbeing.

Get plenty of sleep: Sleep helps regulate the chemicals in our brain that transmit information. These chemicals are important in managing our moods and emotions and an imbalance in those chemicals can result in us becoming depressed or anxious. Read our sleep guide here.

Eat well: A balanced diet that is good for your physical wellbeing is also good for your mental wellbeing. Your brain needs a mix of nutrients to stay healthy and function well. Read our healthy eating guide here.

Avoid alcohol: The numbing effects of drinking are only temporary and can often lead to mental health issues. It’s advised that if you do drink, that you stay within the governing bodies recommended unit guidelines.

Keep in touch: It’s good for you to catch up with friends and family face to face or over the phone.

Take a break: A change of scenery or pace is good for you.

Do something you’re good at: Enjoying yourself can help beat stress.

Care for others: Supporting others uplifts you as well as them.

Ask for help: If at times, life gets too much for you, it’s important that you speak to someone, this may be a family member or trusted friend, your GP, or a professional organisation, see the list at the end of this guide for details.

Making positive change is more important than ever, but it’s difficult to know where to start. Do one thing today, whether it’s going for a walk, learning a new skill, or doing something creative, taking the first steps to getting support for yourself, or reaching out to someone else, take the opportunity to do one thing during Mental Health Awareness Week.

Whatever you’ve been through this year, Mental Health Awareness Week is a chance to make a positive change for your mental health.

Useful links:

NHS

Samaritans

Mind

AnxietyUK

Mental Health Foundation

* Time to Change. Attitudes to Mental Illness 2014 Research Report

This article was published on Wed 01 May 2024. At the time of publishing, this article was true and accurate, however, over time this may have changed. Some links may no longer work. If you have any concerns about this please contact us

Dementia Action Week run by the Alzheimer’s Society is an awareness week to encourage people to ‘act on dementia’. This year’s theme is diagnosis. For more details click here.

There are currently around 900,000 people with dementia in the UK. This number is expected to rise sharply in the coming years. Dementia can affect a person at any age, but it is more commonly diagnosed in people over the age of 65 years, with the condition affecting 1 in 6 people over the age of 80.  If somebody develops dementia before the age of 65, they are described as having young onset dementia.

Dementia is an umbrella term for a range of progressive conditions that affect the brain. There are over 200 subtypes of dementia, and it can also be a secondary condition of another disease, such as Parkinsons. The most common types of dementia are Alzheimer’s disease and vascular dementia.

Regardless of which type of dementia is diagnosed and what part of the brain is affected, each person will experience dementia in their own unique way.

Signs that could indicate a person has Dementia

Memory problems – people with dementia might have problems retaining new information. They might get lost in previously familiar places and may struggle with names. Relatives might notice the person seems increasingly forgetful, misplacing things regularly.

Cognitive ability – people with dementia may have difficulty processing information. This could be their perception of time or a place, for example, getting up in the middle of the night to go to work, even though they’re retired. Also, their concentration could be affected. There may be a difficulty when shopping with choosing the items and then paying for them. For some people the ability to reason and make decisions may also be affected. Some may get a sense of restlessness and prefer to keep moving than sit still; others may be reluctant to take part in activities they used to enjoy.

Communication – people with dementia may repeat themselves often or have difficulty finding the right words. Reading and writing might become challenging.

Changes in behaviour – they might experience changes in personality, mood swings, anxiety, and depression. They can lose interest in seeing others socially. Following and engaging in conversation can be difficult and tiring, and so a formerly outgoing person might become quieter and more introverted. Their self-confidence might also be affected.

Differences engaging with their surroundings – people with dementia can experience changes in vision and hearing as their brain processes information in a different way. People can view everyday items in their home and in the outside world in a different way such as walking round the rug in the living rooms, becoming hesitant getting into the car, being apprehensive stepping off the kerb. Some people can find noisy places very disturbing and can find it challenging to participating in large group conversations.

Everybody assumes the first sign of dementia is memory loss, but this not always the case. The other signs described above can change earlier. The changes can be intermittent and vary in their severity. People living with dementia can often describe a feeling of mist coming over them and then lifting. These symptoms of dementia gradually get worse over time. How quickly this happens varies from person to person and some people stay independent for years.

If you or your loved one are showing symptoms associated with dementia it is important to contact your GP. There are many conditions that have similar symptoms to dementia, including, infections, thyroid problems, vitamin B12 deficiency, sleep apnoea, stress, anxiety, and depression.

Dementia Diagnosis and Next Steps

To establish if dementia is present, a GP will take a medical and family history of the person and will screen them for mental health and cognitive issues by asking questions, testing concentration, short term memory, mood, and behaviour changes. The GP may then request blood tests, an MRI or CT scan to examine the structure of the brain or request a chest X-ray to check for any chest conditions. They may also refer the person to a memory service/clinic, or to a specialist for further investigation and assessment.

If a diagnosis of dementia is given, the GP should then ensure that the person with the diagnosis and their family are made aware of any specialist advice and support services in their area, as well as referring them for further assessments and treatments that may help.

Dementia UK have produced a next steps checklist, to help in the early days after your family member has received a diagnosis of dementia, click here for more information. If you don’t have access to the internet, you can call the Admiral Nurse Dementia Helpline on 0800 888 6678 or email helpline@dementiauk.org.

Being diagnosed with dementia can understandably cause distress and a feeling of hopelessness, and some people may feel anxious or depressed. It may be that the person is finding it difficult to adjust emotionally. Equally, the dementia changes happening in the brain can make it difficult to control their emotions.

The person with dementia may also struggle to understand the emotions of those around them. Understanding and recognising the impact of these symptoms may help you to understand the reasons the person is showing distress and help you to give the best type of support.

Family members are equally likely to have difficulty in accepting the diagnosis and the changes dementia can cause to the person and the relationship they have with them. It’s important to ensure everybody takes the time to understand how one another is feeling.

There is evidence that people living with dementia can remain healthy, with a good sense of wellbeing, by being active and socially engaged. People who focus on their strengths, and the things they like and want to do, are able to cope better with the changes that dementia can bring and can continue enjoying their life.

Caring for someone with Dementia

Caring for someone with Dementia can be daunting, challenging, and exhausting. You may be caring for a parent, a partner, an elderly relative, or a friend with dementia, whoever it is, it’s important to educate yourself about the condition but also ensure you also care for yourself. Here are some things to consider.

Accept support – this support may come from other members of your family, a professional or a support group. Just don’t be afraid to accept or ask for help. This help will allow you to take a break and have some time to yourself. It may also lead to you making new friends who understand what you are going through. You may learn more about the condition and how other carers deal with the challenges it brings.

Be empathetic – as a carer compassion and empathy are at the heart of what you are doing. Be patient and understanding, don’t criticize and judge. Listen and be interested in what they are telling you, even if they have told you many times before.

Look after their overall wellbeing – make sure the person with dementia regularly has their physical health monitored and ensure they receive the appropriate health advice or treatment. It’s important they remain active, this could include walking, gardening, or dancing. A balanced diet is also essential, including drinking plenty of fluids (ideally water) and reducing the amount of caffeine and alcohol they drink. If they smoke, help, and encourage them to stop. Smoking can increase the risk of physical and cognitive conditions. Getting enough sleep is also vital as poor sleep can affect concentration and cognitive function. Where you can, try and adapt the person’s home to make it as safe and comfortable for them as possible.

Dementia Specific Support – seek out advice, support, education, and training. This could involve investigating local services, joining a social or peer support group. Which can be attended in person or online. It can be helpful to know other people who have similar experiences and who may have some good advice and support to offer. Identify dementia friendly places to visit and understand how to make travel more dementia friendly. There are several dementia charities and organisations who have great websites providing information, support, tips, and activities. Details can be found at the end of this guide.

Be positive – focus on their strengths and think about what they can still do, rather than what they can’t. Prioritise things that bring them peace and joy, such as listening to music, dancing, or walking in the garden. Try to avoid negative comments and correcting the person if they get something wrong or muddled up. Take a day at a time, rather than looking too much in the future. Focus on what is achievable now.

Be realistic – those with dementia will have good and bad days. Be realistic about the course of the disease, remember that most types of dementia are irreversible and progressive. Dementia will tend to get worse over time and there is no known cure.

It’s more than memory loss – memory loss is typically the main dementia symptom. But the symptoms experienced will depend on the area of the brain that is most affected. The person with dementia will experience a neurological decline that may lead to other issues. This may be linked to their behaviour and mood. Towards the later stages of most types of dementia, patients will struggle with everyday living activities, such as dressing and washing independently. They may also become non-communicative, unable to recognise loved ones and even unable to move about. If they are having trouble remembering where they keep things, you could try keeping important items in one, consistent place. Using a whiteboard or similar showing reminders for the person.

Plan ahead – when caring for someone with dementia things will change, so you should prepare for a time when their loved one may need more care than you can provide, this may be provided from a professional coming into your home each day or with your loved one moving into a residential setting. You will need to prepare yourself for this emotionally and plan financially for this change. You will also need to ensure you have time to find a care home you are happy with. Develop coping strategies to live as well as possible with the diagnosis. Have a family discussion about future plans, including applying for a Lasting Power of Attorney and making an Advance Care Plan. Understand what financial support is available, including attendance allowance and council tax relief.

Self care – As a carer its essential to look after your own wellbeing. Caring can be both physically and mentally exhausting, you may be getting up several times in the night, you may have to lift an adult who is heavier than you, or you may be juggling caring whilst also holding down a job. You may also have the emotional distress of feeling like you are ‘losing’ your loved one. Caring for others can be very stressful and may lead to a mental health illness, such as depression. This is why caring for yourself is vital when you are caring for somebody else. So, ensure you eat and sleep well, do some exercise and take some time for yourself to do the things you enjoy. Remember, you can’t pour from an empty cup.

Support & Sources of Information

Dementia UK

Alzheimer’s Society

Alzheimer’s research UK

Age UK

Carers UK

Citizen Advice

NHS

Mind

This article was published on Wed 01 May 2024. At the time of publishing, this article was true and accurate, however, over time this may have changed. Some links may no longer work. If you have any concerns about this please contact us

Whatever stage of your life that you are in, it’s important to understand and look after your physical and mental health. You may be preparing for pregnancy, going through the menopause, or looking for answers to a general health query.

Physical Health

It’s important to look after your physical health, this should include exercise, healthy eating and ensuring you get enough sleep.

Exercise helps both your physical and mental health, so it’s important to stay active. A few hours of gentle exercise a week will release endorphins that make you feel energised. This could be as simple as a walk, a run, a cycle ride, dancing or even some gardening. In simple terms exercising makes you feel good.

For more details on looking after your physical health read our guide here.

For more details on eating well, read our healthy eating guide here.

Sleep

You spend about a third of your life asleep. Sleep is essential, it is as important to your body as eating, drinking, and breathing, and is vital for maintaining good mental and physical health.  Sleeping helps you to recover from mental as well as physical exertion.

For more details, read our sleep guide here.


The main physical health issues that women face are:

Cancer

According to Cancer Research UK breast cancer is the most common cancer in UK females, accounting for almost a third (30%) of all female cases. The next most common cancers in UK females are lung cancer and bowel cancer. Breast, lung, and bowel cancers together account for over half of all new cases in females in the UK.

Breast cancer

Most women diagnosed with breast cancer are over the age of 50, but younger women can also get breast cancer. There’s a good chance of recovery if it’s detected at an early stage. It’s vital that women check their breasts regularly for any changes and always have any changes examined by a GP.

Gynaecological cancers

There are five gynaecological cancers – womb, ovarian, cervical, vulval and vaginal, but awareness levels of these cancers is very low.

The most common of these cancers is womb (also known as endometrial or uterine).

Preventing cancers

Leading a healthy lifestyle can help to prevent cancers. The following measures will help you reduce your risk of cancer:

• Take part in the cervical and breast screening programmes provided by the NHS
• Exercise regularly
• Eat a healthy diet
• Don’t smoke and avoid second-hand smoke
• Maintain a healthy body weight
  

Osteoporosis

Osteoporosis is a health condition that weakens bones, making them fragile and more likely to break. It develops slowly over several years and is often only diagnosed when a fall or sudden impact causes a fracture.

Women are more at risk of osteoporosis than men, particularly if the menopause begins early (before the age of 45) or they’ve had their ovaries removed.  Women will lose bone rapidly in the first few years after the menopause.

Endometriosis

Endometriosis is a condition where tissue similar to the lining of the womb starts to grow in other places, such as the ovaries and fallopian tubes.  Endometriosis can affect women of any age.

It’s a long-term condition that can have a significant impact on your life, but there are treatments that can help.

Fertility & Pregnancy

If you are pregnant or thinking about trying for a baby, then it’s important to think about your health. If you smoke or drink alcohol, now is a good time to stop.  Ensure you are eating a balanced diet and taking a folic acid supplement. If you have a long-term medical condition or take regular medication, it’s important to talk to your GP before trying to conceive.

For everything you need to know about trying for a baby, pregnancy and birth read the NHS guide here.

Some people get pregnant quickly, but for others it can take longer. According to the NHS 1 in couples may have difficulty conceiving.  It’s a good idea to see a GP if you have not conceived after a year of trying.

Women aged 36 and over, and anyone who’s already aware they may have fertility problems, should see their GP sooner. The GP can then check for common causes of fertility problems and suggest treatments that could help.

Menopause

The menopause is a natural stage of life that millions of women experience. It is marked by changes in hormones and the ending of menstruation. It can also bring many other physical and emotional changes. Millions of women go through the menopause and there is great support available.

In the UK, the average age for a woman to reach the menopause is 51, but the menopause commonly happens any time between the ages of 42 and 56 as a woman’s estrogen levels decline.  But around 1 in 100 women experience the menopause before 40 years of age. This is known as premature menopause and may be caused by hormonal imbalances, chemotherapy, radiation, or a hysterectomy.

Menopausal symptoms can begin months or even years before your periods stop and last around 4 years after your last period, although some women experience them for much longer. 

It’s worth talking to a GP if you have menopausal symptoms that are troubling you or if you’re experiencing symptoms of the menopause before 45 years of age.

The menopause is a natural turning point in a woman’s life that marks the end of the menstrual cycle and childbearing years. For more information on the menopause read our guide by clicking here.

Mental Health

According to Mental Health Foundation, in England, around one in five women has a common mental health problem such as anxiety, depression or self-harm.

Women generally find it easier to talk about their feelings and have stronger social networks than men, both of which can help protect their mental health.

It’s as important to look after your mental health as it is your physical health. For more details, read our mental health guide here.

Depression

Women are more likely to experience depression than men.  This may be due to factors such as isolation, and hormonal changes. Around 10- 20% of women experience depression while they’re pregnant or after giving birth.

Women have a longer life expectancy than men, meaning they’re more likely to experience the mental health difficulties that can come with older age. Losses such as bereavement or loss of independence can lead to depression.

Most people go through periods of feeling down, but when you’re depressed you feel persistently sad for weeks or months, rather than just a few days. Symptoms of depression can range from mild to severe and may include suicidal feelings. For more details of depression click here.

If you are feeling depressed, then it’s important to talk to your GP and get help.

Anxiety

Anxiety is a feeling of stress, panic, worry or fear, which can be mild or severe. Everyone has feelings of anxiety at some point in their life. For example, you may feel worried and anxious about sitting an exam or having a medical test or job interview. During times like these, feeling anxious can be perfectly normal.

Some people find it hard to control their worries. Their feelings of anxiety are more constant and can often affect their daily lives. If your feelings of anxiety are your daily life, then it’s important to talk to your GP and get help.

Eating disorders

Eating disorders are not about food or weight but are attempts to deal with emotional and stress related issues.

Unhealthy eating behaviours may include eating too much or too little or worrying about your weight or body shape.

Anyone can get an eating disorder, but teenagers between 13 and 17 are mostly affected.

If you or a loved one are experiencing the symptoms of an eating disorder, early intervention is vital. So, it’s important to contact your GP as soon as possible.

Stress Awareness

It’s important to put measures in place to reduce any stress you are feeling and to take a moment to think about your own wellbeing and find out more on how to manage stress. For more details, read our stress awareness guide here.

This article was published on Tue 02 Apr 2024. At the time of publishing, this article was true and accurate, however, over time this may have changed. Some links may no longer work. If you have any concerns about this please contact us

Every 2nd April is World Autism Awareness Day.   The purpose of this day is to increase understanding of autism across the world and help reduce stigma and discrimination that may occur against those with autism and their carers.

Autism is not an illness, it’s a lifelong condition. It is something you are born with rather than something you catch or develop over time.  It is usually identified in early childhood, but can also be diagnosed later in life too.

There is not a known cause for autism it is not a disease with a treatment or a ‘cure’.  Early intervention, therapies and education will help that person lead a full life. Some people will need support to help them with certain things and it’s important to get this support from an early age.

Autism is part of who a person is, their brain works in a different way from other people.

Every individual has a unique and meaningful contribution to make to society. According to Beyond Autism there are around 700,000 autistic people in the UK.  Autism is 3 times more prevalent in boys than girls. Signs of autism in girls can present themselves differently and as a result can be misdiagnosed or missed, leading to a late diagnosis, this may even be as an adult.

Autism affects how a person communicates and experiences the world. It is complex and can affect a person’s sensory processing, relationships, and social and communication skills.  It affects each person differently and is therefore often described as a spectrum. Some autistic people need little or no support. Others may need help from a parent or carer every day.

Autistic people often have other conditions, such as:

• attention deficit hyperactivity disorder (ADHD)
• dyslexia and dyspraxia
• insomnia
• anxiety
• depression
• obsessive compulsive disorder
• epilepsy

Communication

Communication can be a challenge for some autistic people. They may find it hard to read body language, understand peoples’ emotions, and find it difficult to respond to others. Processing time is often affected so it may take an autistic individual longer to react in conversations.

We all use a mix of verbal, gesture, body language and more to communicate. For some people alternative communication methods help them to communicate. Some autistic people will have their own preferred method of communication, just as everyone does, however this can be more important to someone with autism as it can help them to understand and be better understood, making them feel heard. They may communicate vocally, or they may use other systems such as signing or a voice output device. Here are some things you can do to support them:

• Observe how the person chooses to interact and how long it takes them to process what you are saying or doing. You can then adjust your communication.
• Use their name to make sure they know you are talking to them directly.
• Make sure any instructions are short and clear to avoid overloading with information.
• Be mindful of noisy environments as this may affect how a person processes information.
• Avoid using figurative language.
• Talk slowly so they have more time to process.
• Be clear on what you are asking and avoid asking open-ended questions.
• If the person you are talking to finds visuals easier to understand, try to use these where possible.

Autistic people may display different behaviours to try to communicate their needs, wants or feelings. Some of which can be perceived as challenging and may even affect their wellbeing. It is important to understand why behaviours that challenge happen so that the right support can be given. 

Understanding behaviour

Autistic people may have behaviours which appear unusual to some. There is nearly always a reason behind these behaviours, it could be that the individual is using it in order communicate or as a coping strategy.

They may also have repetitive movements such as hand flapping or making sounds. These are often calming for the individual when they feel stressed. 

They can experience under or over sensitivity to sounds, touch, smells, pain, light or temperature. Over-stimulating may cause stress and under-stimulating may lead to a person increasing their sensory input by turning the volume up or getting closer to smells. 

When stress or anxiety builds up it can lead to behaviours that challenge. This may take many forms including screaming, kicking, running away, or ceasing communication.  

These behaviours are often the result of an individual being overwhelmed and can occur when a person is finding it difficult to communicate.

Tips to better understand behaviour:

Personalisation – Every person is different. What works for one person may not for another, different approaches may be needed.

Communication – Before trying to change a behaviour analyse the reason. Why are they behaving like this? What might they be trying to communicate?

Self-stimulatory behaviour – All behaviour serves a function for the individual. If behaviour isn’t causing harm or creating a barrier to learning, don’t try and change it.

Routines – Routines and planning can often ease anxieties. Helping map out bedtime or getting ready for school can often reduce behaviours that perceive to challenge. Use visuals to help make this easier.  Changes to routine, big or small, can be hard to process. Where possible, planning ahead can help reduce any confusion or anxiety that the disruption may cause. 

ADHD and autism are not the same disorder, but they may be hard to tell apart. In addition, it’s very common for one individual to have both diagnoses. Treatment for the two disorders is similar but not identical, so it’s important to get the correct diagnosis or diagnoses.

Positives

There are many positives features of autism including:

• Passionate
• Detail orientated – thorough and accurate
• Focused – great concentration and less likely to be distracted
• Analytical and methodical approach
• Unique thought processes
• Great observational skills
• Creative – distinctive imagination and expression of ideas
• Memory – excellent long-term memory and superior recall
• Tenacity determination and Resilience – will challenge opinions
• Straightforward, direct, and honest
• Reliable and committed
• Innovative
• Accepting of difference – less likely to be judgmental
• Expertise – in-depth knowledge & high level of skills
• High levels of integrity
• Dedicated and loyal
• Strong adherence to rules
• Not afraid to be themselves

Everyone is different and no one will identify with every one of these positive features. 

Don’t try to change, try to understand.

People with autism spectrum disorders have specific characteristics, behaviours, tastes, and ways to do things. The key is to understand the way they see the world without trying to make them change.

Available Support:

Beyond Autism

National Autistic Society

The Brain Charity

NHS

This article was published on Tue 02 Apr 2024. At the time of publishing, this article was true and accurate, however, over time this may have changed. Some links may no longer work. If you have any concerns about this please contact us

World Health Day is an awareness day organised by the World Health Organisation. This year they have chosen the campaign ‘My health, my right’. For more details click here.

World Health Day is celebrated annually, and each year draws attention to a specific health topic of concern to people all over the world.

It is an ideal time to think about your own health and of those close to you.

Your overall wellbeing is fundamental to how fulfilled you feel and comprises of all aspects of life, including, financial, social, emotional, and physical wellbeing. Positive wellbeing improves your resilience and will help you overcome difficulties and life’s challenges.

Physical Health

Research shows that being sedentary is bad for your health, so ensure you keep active. Exercise helps both your physical and mental health, so it’s important to stay active.

A few hours of gentle exercise a week will release endorphins that make you feel energised. This could be as simple as a walk, a run, a cycle ride, dancing or even some gardening. In simple terms exercising makes you feel good.

For more details on looking after your physical health read our guide here.

Sleep

When you’re well rested, you think more clearly, feel better, and have more stamina and energy. But many people don’t get the 7-9 hours of sleep that doctors recommend. Lack of sleep, even for a few days, can leave you feeling irritable, frustrated, and forgetful. Regular poor sleep can put you at risk of serious medical conditions, including obesity, heart disease and diabetes and it may shorten your life expectancy.

We spend about a third of our lives asleep. Sleep is essential, it is as important to our bodies as eating, drinking, and breathing, and is vital for maintaining good mental and physical health. Sleeping helps us to recover from mental as well as physical exertion.

For more details, read our sleep guide here.

Stress Awareness

We all know what it’s like to feel stressed, being under pressure is a normal part of life. But becoming overwhelmed by stress can lead to mental and physical health problems or make existing problems worse.

It’s important to put measures in place to reduce any stress you are feeling and to take a moment to think about your own wellbeing and find out more on how to manage stress. For more details, read our stress awareness guide here.

Dealing with change is hard for everyone and can be extremely stressful.

Nutrition

Being overweight can cause various health concerns and according to Cancer Research UK, overweight and obesity is the second biggest cause of cancer. Keeping a healthy weight reduces the risk of 13 different types of cancer. Diabetes and heart disease are also other conditions that you have a higher chance of developing if you are obese.

It is therefore important to ensure you are eating a balanced diet. For more details, read our healthy eating guide here.

Mental Health

It’s important that you take care of your mind as well as your body.

Evidence suggests there are 5 steps you can take to improve your mental health and wellbeing. Trying these things could help you feel more positive and able to get the most out of life.

1. Connect with other people – Good relationships are important for your mental wellbeing. This may be more difficult at the moment, but still try to connect with others by video call or on a social distanced walk.
2. Be active – this is great for both your physical and mental wellbeing.
3. Take notice – paying more attention to the present can improve your mental wellbeing. Click here to try mindfulness.
4. Learn new skills – continued learning though life enhances self-esteem and encourages social interactions and a more active lifestyle.
5. Give to others – research suggests that acts of giving and kindness and being part of community life can improve your mental wellbeing.

For more details on the 5 steps to wellbeing click here.

It’s as important to look after your mental health as it is your physical health. For more details, read our mental health guide here.

Don’t be afraid to ask for help if your mental health is starting to deteriorate or you’re struggling to cope.

Financial health

Money worries are not just a financial problem they can cause relationships problems, people to lose homes and families to break down. People from all walks of life can end up in debt for many different reasons, like divorce, redundancy, ill health, or bereavement.  It’s not always easy to talk about money worries but if you’re struggling financially, it’s important to take action.

For more details, read our debt awareness guide here.

Financial problems is one of the biggest worries that can negatively affect your mental health. According to the Police Federation’s annual Pay & Morale survey results published in 2023, 87% of respondents felt that they were ‘worse off’ financially than they were five years ago.

It’s important to start talking about money worries before your situation gets worse. Talking about money will give you the confidence to get help and find out who can best advise you on any problems.

It can give you a great sense of relief to share your problems, so you’re not facing them alone. It’s important to seek professional advice as soon as possible and not wait until it’s more difficult to find a solution.

We’ve teamed up with PayPlan*, one of the UK’s leading free debt advice providers, who offer free and confidential advice to anyone in serious financial difficulties.

They’re able to advise you on a range of debt solutions suited to your individual circumstances, helping to protect you and your family with a sustainable way to manage your debt.

Get free and confidential help to combat your debt, call PayPlan* on 0800 197 8433.

*PayPlan is a trading name of Totemic Limited. Totemic Limited is a limited company registered in England, Company Number: 2789854. Registered Office: Kempton House, Dysart Road, PO Box 9562, Grantham, NG31 0EA. Totemic Limited is authorised and regulated by the Financial Conduct Authority. Financial Conduct Authority Number: 681263.

This article was published on Tue 02 Apr 2024. At the time of publishing, this article was true and accurate, however, over time this may have changed. Some links may no longer work. If you have any concerns about this please contact us

Stress Awareness Month is held each April, to increase public awareness about both the causes and cures of stress. This year The Stress Management Society has chosen the theme ‘little by little, a little becomes a lot’. For more details click here.

We all know what it’s like to feel stressed – being under pressure is a normal part of life. But becoming overwhelmed by stress can lead to mental and physical health problems or make existing problems worse.

Millions of people around the UK are experiencing high levels of stress if you are one of them, it may be damaging your health.

Stress isn’t a mental health condition, but it can cause a mental health problem, like anxiety or depression or it can cause an existing one to get worse. Stress can also affect you physically, it can cause headaches, insomnia, tiredness, or stomach problems.

Individually we need to understand what is causing our personal stress and learn what steps we can take to reduce it for ourselves and those around us. National Stress Awareness month is a great opportunity to take a moment to do this and think about our own wellbeing.

What you can do to help manage worries and stress

There are various steps you can take to cope with being under pressure, remember, different things work for different people.

Breathing exercises – stop and take a breath, learn a new breathing technique like box breathing or baby breath.

Write down your worries and concerns – this may help process your thoughts and emotions. You can then read the worries back and try to think of them from a different perspective.

Keep a daily routine – our overall wellbeing relies on our daily routines; these also help with sleeping & eating patterns. This is why it’s important to ensure you and your family have structure in your day. They can also include things to look forward to.

Identify your triggers and take control – working out what triggers your stress can help you anticipate when you may feel stressed and what you could do about it in advance.

Organise your time – making some adjustments to the way you organise your time can help you feel more in control and able to handle the pressure you are feeling.

Keep active – exercise can help clear your head and then let you deal with your problems more calmly. Go outside to exercise, as fresh air and spending time in nature can really help.

Stay healthy – as well as exercise it’s important to maintain a healthy diet and ensure you are getting enough sleep. To read our sleep guide click here, or to read our Healthy Eating guide click here.

Talk to other people – friends, family & colleagues can help support you through the stress you are feeling, you may even have a laugh and start to relax. You may also want to consider talking to a professional counsellor.

Do something you enjoy – spending time doing something you enjoy will take your mind off how you are feeling. Everyone needs to take time for themselves, it can be as simple as having a bath or reading a book.

Avoid unhealthy ways to cope – many people use alcohol, smoking, chocolate, and gambling to try and relieve the stress they are feeling, none of these things will help in the long term, use healthy coping strategies like going for a run, listening to music, or walking the dog.

Challenge yourself – learning new skills and setting yourself new goals will help build your confidence and make you feel good about yourself.

Help others – think of others in your local community, who may need help with small tasks, like shopping or volunteer to help a worthwhile cause, like litter picking or the local food bank. People who help others tend to be more resilient.

Keep informed – whilst it’s important to keep up to date with the latest news, it can be overwhelming, so in order to manage any feelings of stress and anxiety consider only checking the news and social media once a day.  Ensure you stick to trustworthy sources for the latest information.

Keep positive – it’s very easy to focus on the negatives of a situation. But it’s important to stay positive. You could also think of all the things you are grateful for, write down or say out loud 3 things that went well each day. Use these positive statements to create a positivity jar with your family.

Try Mindfulness – mindfulness can help reduce stress; it can also give you the space to respond calmly under pressure.  For more details click here.

Address some of the causes – where possible improve some of the issues that are putting pressure on you.

Accept the things you can’t change – it’s not easy but accepting that there are some things happening to you that you can’t do anything about will help you focus your time and energy elsewhere.

Be kind to yourself – don’t be too hard on yourself, look for positives in your life and make time for self-care.

Useful links:

NHS

Mind

Mental Health Foundation

Stress Management Society

Anxiety UK

World Health Organisation

Worrying about money can be extremely stressful and may lead to mental health conditions. Police Mutual are here to help. We want to break down the stigma surrounding debt and get people talking about money.

We’ve teamed up with PayPlan*, one of the UK’s leading free debt advice providers, who offer free and confidential advice to anyone in serious financial difficulties.

They’re able to advise you on a range of debt solutions suited to your individual circumstances, helping to protect you and your family with a sustainable way to manage your debt.

Get free and confidential help to combat your debt, call PayPlan* on 0800 197 8433

*PayPlan is a trading name of Totemic Limited. Totemic Limited is a limited company registered in England, Company Number: 2789854. Registered Office: Kempton House, Dysart Road, PO Box 9562, Grantham, NG31 0EA. Totemic Limited is authorised and regulated by the Financial Conduct Authority. Financial Conduct Authority Number: 681263.

This article was published on Tue 20 Feb 2024. At the time of publishing, this article was true and accurate, however, over time this may have changed. Some links may no longer work. If you have any concerns about this please contact us

Self-harm and Self-injury Awareness Day takes place every year on 1st March.

The purpose of the day is to reduce the stigma around self-harm, to make it ok to talk about and to raise awareness about the support available for those who self-harm.

Raising awareness leads to understanding and empathy.  It banishes judgement and fear and reduced the number of people who suffer in silence.  The day is about educating people who do not self-injure and reaching out to people who do.

Teenagers are the most likely group to self-harm.  Young Minds report that 1 in 12 young people self-harm and that 75% of young people know someone who self-harms. Children as young as 5 have been known to self-harm, but there is a sharp increase in self-harming behaviours when children reach 11 years old, continuing throughout teenage years and adulthood. However, anyone may self-harm regardless of their age, gender, race, or lifestyle choices.

People who self-harm say that it helps them alleviate emotional numbness and releases tension.

Self harm is a coping strategy that helps people to manage their emotional hurt or stress.  There are many reasons why someone may self-harm.  It may be to help them regain a sense of control or a sense of feeling, to express their internal pain, as an act of self-punishment or as a form of expression.

Self-harm can take many different forms and behaviours that are not in our best interests, including:

• cutting
• burning skin
• punching or hitting
• scratching or pinching
• poisoning
• over-eating and under-eating
• biting
• Inserting objects into your body
• overdosing
• exercising excessively
• pulling your hair
• getting into fights where you know you will get hurt.

It’s important to talk about self-harm so we can understand what it is, why people might do it, how they can do it safely and how they can access support.

It’s important to remember that self-harm is not about getting attention, people who hurt themselves frequently consider it a private thing and try to hide their behaviours.  It’s also not necessarily about suicide, even though some people who self-harm feel suicidal, many use self-harm to feel alive.
 

How to support someone

Use Self-harm and Self-injury Awareness Day to check up on a friend who might be struggling. Remind them that you are there for them. Sometimes, people can feel alone even when they are surrounded by friends.

It can be hard to know how to react if someone you know is self-harming, here is some advice on what to do:

Don’t Panic – learning that someone you care about is self-harming can be difficult, and may make you feel upset, confused or even angry. Don’t panic if you’re not sure how to react, often simply just being there is enough.

Listen – you may be worried about what to say, but you don’t need to say anything.  Just be there to listen.  Try not to jump to conclusions or make any immediate decisions. Allow the other person to speak without interrupting and without judgement. Self-harm may feel like the only way to express very strong and deep-rooted emotions for them. If someone opens-up to you this can be a huge breakthrough.

Help them find support – when they are ready, help them find out about support services available to them. You may also support your loved one to make an appointment and offer to accompany them.  There are organisations available to help, details of which can be found in the support section below.

Offer long term support – some people self-harm for years as a way of dealing with difficult emotions or situations. So don’t expect a quick recovery. Most people don’t want to be defined by their self-harm, so don’t change how you behalf towards them.

Supporting someone can be extremely difficult emotionally, you may feel overwhelmed or out of your depth. To try and reduce these feelings, it’s important to set boundaries and have support for yourself.  Be honest about how you’re feeling. If you’re feeling upset or struggling to cope, talk to someone.

Getting support for yourself

If you’ve been self-harming and you want to stop, there is help available for you. It’s important that you go at a pace that you’re comfortable with. To start your recovery:

Talk to a friend or family – try telling someone that you trust about your self-injuring.  The support of others is vital when you’re recovering.  They could even attend appointments with you whilst you’re getting help from healthcare professionals.

See your GP – if you don’t feel comfortable talking to someone you know, you may prefer to talk to a professional, like your GP. They can arrange for you to see a mental health professional for talking therapy, like Cognitive Behavioural Therapy (CBT) or prescribe medication.

If you are struggling and feel that you have no one to turn to, remember there are many organisations available to help you.  These can be found in the support section at the end of this guide. 

Ways of coping

Taking steps towards recovery may feel difficult, but with the right support recovery is possible.  There are many different things that you can do to cope.  Here are some strategies:

Distraction strategies:

• Distraction box – prepare a ‘distraction box’ containing things that help you cope with difficult urges. This could include old photos of happy times, crosswords or colouring books, scents, or herbal teas.
• Time – try the 10 mins rule, if you feel like you want to self-harm, try to postpone this for 10 mins. For many self-harm happens when emotions are intense, so after 10 mins the intensity may have reduced.
• Alternatives – try other options to self-harm, things like:
• Write down your feelings on some paper and rip it up.
• Draw on yourself in pen. Visually this may help relieve your urge without cutting.
• Put elastic bands on your wrists or ankles and flick them instead of self-harming.
• Hit something soft, like a pillow or cushion.
• Play loud music or sing/shout.
• Take a bath.
• Squeeze a piece of ice in your hand.
• Keep busy, try cleaning, tidying, or gardening.
• Use breathing techniques, like box breathing.

Self-help coping strategies:

• Diary – keep a diary to express how you are feeling. This will also be helpful to monitor patterns, thoughts, and feelings.
• Pets – our pets give us unconditionally love and are great companions in difficult times. Being around animals is also proven to release endorphins, which can improve your mood.
• Exercise – physical exercise can help channel urges away from self-harming, this could involve a run, walk, or cycle ride.
• Mindfulness – try mindfulness techniques, concentrating on your surroundings. Mind have a lot of useful mindfulness techniques and tips here.
• Self-care – choose self-care over self-harm. It is important that you are kind to yourself.  This may involve applying your favourite body lotion to the area of your body you might usually harm.  You could also try using essential oils.  Ensuring we have the correct nutrition, get enough sleep, and regularly exercise, will look after both your physical and mental health, which is why self-care is critical.  Self-care isn’t selfish – it’s essential.

Coping techniques and strategies will be different for everyone, if one doesn’t work, then try a different one.

Support and help available

NHS

Samaritans

Young minds

Papyrus

Harmless

Mind

Alumina

Mental Health Foundation

Heads above the Waves

Self Injury Support Org

Calm Harm

Hub of Hope

Police Mutual Services

Our Care Line Service provided by Health Assured can offer advice and information, helping with a range of concerns including emotional support. Download the My Healthy Advantage App and register today – your code is MHA107477.

We’ve teamed up with PayPlan*, one of the UK’s leading free debt advice providers, who offer free and confidential advice to anyone in serious financial difficulties.

They’re able to advise you on a range of debt solutions suited to your individual circumstances, helping to protect you and your family with a sustainable way to manage your debt.

Get free and confidential help to combat your debt, call PayPlan* on 0800 197 8433.

To read more of our wellbeing guides take a look at our Wellbeing Hub here.

*PayPlan is a trading name of Totemic Limited. Totemic Limited is a limited company registered in England, Company Number: 2789854. Registered Office: Kempton House, Dysart Road, PO Box 9562, Grantham, NG31 0EA. Totemic Limited is authorised and regulated by the Financial Conduct Authority. Financial Conduct Authority Number: 681263

This article was published on Tue 20 Feb 2024. At the time of publishing, this article was true and accurate, however, over time this may have changed. Some links may no longer work. If you have any concerns about this please contact us

Quit smoking this National No Smoking Day

National No Smoking Day is observed every year on the second Wednesday of March, to encourage people over the world to quit smoking. No Smoking Day 2024 is on March 13^th, but you can quit smoking on any day of the year. The main purpose of this day is to spread awareness about the harmful health effects of tobacco consumption through cigarette and other modes.

Many people who quit smoking are surprised by how good they feel.

They feel more relaxed, have more money, they look and feel better, their skin looks healthier, and they have more energy when they do something active like going for a walk or playing with their children, they no longer smell of smoke and they are not as worried about their health.

When you stop smoking, your lungs will start to repair, and you’ll start to be able to breathe easier. The sooner you quit, the sooner you’ll notice the positive changes to your body and health.

Some of the benefits will be felt almost immediately and in the long term the benefits will be lifesaving:

• After a day – Your oxygen levels will recover, and the harmful carbon monoxide level in your blood will reduce by half.
• After 2 days – Nicotine will be totally eliminated from the body and your senses of taste and smell will improve.
• After 3 days – Your breathing will become easier as the airways begin to relax. Your energy levels will also increase.
• After 2 to 4 weeks – Blood will pump through to your heart and muscles much better because your circulation will improve, meaning you can walk and run easier.
• After 3 to 9 months – Your lung function will improve by up to 10 %, meaning any coughs, wheezing or breathing problems you have will improve.
• After 1 to 3 years – Your risk of having a heart attack will have halved compared to a smoker’s.
• After 10 years – Your risk of death from lung cancer will have halved compared with a smoker’s.

You will also save money. The average smoker can save around £2000 (depending on how much you smoke) a year by not smoking. To calculate how much you could save click here.

Tips for stopping smoking

1. List your reasons to quit and when you are struggling and feel like you need to smoke, read through the reasons.
2. Tell people you’re quitting; your friends and family can then support you.
3. Use stop smoking aids, like nicotine patches and gum.
4. Have a plan if you are tempted to smoke; this should include someone you can talk to for support.
5. List your smoking triggers and how to try and avoid them.
6. Keep busy to help reduce the cravings.
7. Regularly exercise, as studies show that exercise reduces the urge to smoke, it also strengthens your heart and lungs.
8. If you have tried to quit before, remember what worked and learn from what didn’t.
9. Use support groups for help and advice.

Try using the free NHS Stoptober App, click here for more details. It’s never too late to quit.

Switching from smoking to vaping

Studies so far show that vaping is far less harmful than smoking. So, your health could benefit from switching. You will need to stop using tobacco completely to get the full benefits.

Vaping or using e-cigarettes could help you stop smoking and are a popular stop smoking tool. Giving you the nicotine needed to help beat your cravings. Vaping can also feel similar to smoking, like holding a cigarette and breathing in.

Switching from cigarettes to vaping may also save you money.

Vaping is not risk-free. Their long-term effects are still unknown, so people who have never smoked shouldn’t use them.

Further help and advice:

Quit

NHS

This article was published on Tue 20 Feb 2024. At the time of publishing, this article was true and accurate, however, over time this may have changed. Some links may no longer work. If you have any concerns about this please contact us

Money worries are not just a financial problem they can cause relationships problems, people to lose homes and families to break down. People from all walks of life can end up in debt for many different reasons including divorce, redundancy, ill health, and bereavement. It’s not always easy to talk about money worries but if you’re struggling financially, it’s important to take action and this debt awareness week is an ideal time to do this.

Debt awareness week was first launched in 2014 by the debt advice charity StepChange. If you’re worrying about money, there are things that you can do to get your finances back on track.

For help on how to spend less click here to read our guide.

Below are some tips on how to improve your financial wellbeing:

• Take stock – where do you owe money and what are the interest rates.
• Work out your budget – what money do you have coming in, what do you need to pay for and what’s left for paying off debt. Use our budget calculator here to help you manage your money. Set yourself a daily spend limit based on how much disposable cash you have each month.
• If you’re looking to make savings – check that you’re not overpaying for your bills and utilities, where can you make savings, for more information use the link here.
• Set up a separate bill account – transfer an amount each month to cover the cost of all your household bills. This will give you greater control over your finances and you ensure you do not make late payments.
• Set yourself saving goals – saving regularly could provide you with a financial buffer for any unexpected bills or be used to save for short term purchases or long-term aspirations.
• Check your bank balance – regularly, so there are no nasty surprises.
• Review your mortgage – to see if you can reduce your monthly outgoings, check with your provider or an independent mortgage advisor.
• Review your insurance – Why not see if you could save money by changing your home or car insurance provider.
• Check your credit score – using one of the various companies available online including Experian, Equifax, or TransUnion. For more details on the impact of your credit profile click here to read our guide.

Understanding your debts and how much you’re paying back is important. No debt problems are unsolvable and the earlier you deal with them the easier they are to deal with.

Be aware of how you spend your money

Stick to the golden rule of borrowing: don’t go into debt for something that will last for less time than the amount borrowed takes to pay back.

Impact of debt on your mental health

Worrying about money can negatively affect your mental health and for those people experiencing mental health problems it can make it harder for them to manage their finances. According to the Money and Health Policy Institute report ‘a silent killer’ problem debt can also be linked to suicide.

It’s important to start talking about money worries before your situation gets worse. Talking about money will give you the confidence to get help and find out who can best advise you on any problems.

It can give you a great sense of relief to share your problems, so you’re not facing them alone. It’s important to seek professional advice as soon as possible and not wait until it’s more difficult to find a solution.

Do I have a debt problem?

✔ I find myself using my credit card for essential purchases, like food and bills and the card balance is not cleared at the end of the month

✔ I’m constantly worried about managing my money

✔ I’m behind on my mortgage and can’t catch back up

✔ I am struggling to manage even the minimum payments on my credit card

✔ I’m being contacted about unpaid bills or missed payments

✔ I’m relying on quick fix short-term loans

✔ I’m borrowing from friends or family.

Getting help

If you would like to talk to someone about debt, the following organisations are there for you:

We’ve teamed up with PayPlan*, one of the UK’s leading free debt advice providers, who offer free and confidential advice to anyone in serious financial difficulties.

They’re able to advise you on a range of debt solutions suited to your individual circumstances, helping to protect you and your family with a sustainable way to manage your debt.

Get free and confidential help to combat your debt, call PayPlan* on 0800 197 8433. If you don’t want to talk on the phone, it is also possible to email them.

StepChange is a debt advice charity providing full debt help service across the UK. Online support is also available.

Citizens Advice provide a full debt and consumer advice service, many bureaux have specialist caseworks to deal with any type of debt.

National Debtline is a charity that provides free and independent debt advice. It also has resources to help people deal with their debts. Advice is available over the phone, online and via webchat.

*PayPlan is a trading name of Totemic Limited. Totemic Limited is a limited company registered in England, Company Number: 2789854. Registered Office: Kempton House, Dysart Road, PO Box 9562, Grantham, NG31 0EA. Totemic Limited is authorised and regulated by the Financial Conduct Authority. Financial Conduct Authority Number: 681263