• Dying Matters Awareness Week

    Dying Matters Awareness Week

    This article was published on Fri 22 Apr 2022. At the time of publishing, this article was true and accurate, however, over time this may have changed. Some links may no longer work. If you have any concerns about this please contact us

    9-15 May 2022

    Every year, people around the country use Dying Matters Awareness Week as a moment to encourage all communities to get talking in whatever way, shape or form works for them. The awareness week is organised by Hospice UK, who’s mission is to help people to talk about dying and grief, and plan for the end of life. Learn more about Dying Matters Awareness Week.

    It’s important that we all know what it means for us and our loved ones to be in a good place to die – physically, emotionally, financially, spiritually, and crucially, with the right care and support.

    Talking about death, dying and bereavement is hard. It can feel awkward or uncomfortable and sometimes, you just don’t know what to say.

    When we talk about dying and grief, we remove the taboo and stigma that have for too long surrounded these topics. Talking about death helps us make the most of the time that we have.

    Starting a conversation about death, particularly with those close to you, is never easy as you don’t want to upset people. It’s important to choose the right place and time. For more details of starting a conversation about death click here.

    Things to do before you die

    None of us want to think about getting ill and dying. But having a plan makes it easier for you and your loved ones when you are dying. Thinking about things in advance, can make our last days easier for us and the time after our death easier for our families and friends. Here are some of the things to think about:

    Make or update your Will – if you don’t already have one, write a Will, if you have already got one, then make sure it’s up to date. Without a Will, the Government decides how your estate should be distributed, with no regard for your wishes. A Will ensures your Estate goes to the people you want it to. For more details on writing a Will click here.

    Plan your funeral – funerals are expensive, making a plan to pay for your funeral will mean your family won’t have to find several thousand pounds at a difficult time. There are lots of different funeral options available, and you can leave written wishes about your funeral and what should happen to your body with those you care about, or in a Will.

    Organ donation – decide if you want to be an organ donor and make sure your family knows your decision. Register your decision with the organ donation register where you live. Organ donation register in:

    Plan your future care – we don’t know how we will cope physically or mentally when we get older. So, it’s a good idea to talk to your family and your GP about the sort of care you’d like if you become dependent, seriously ill and towards the end of your life. You may also want to think about how long you want doctors to treat you and where you’d like to die.

    Create a ‘When I’m gone’ document – pull together all your personal and financial information into a simple document to help your loved ones when you’re gone. It should include details of your Will, life assurance and your funeral wishes. Ensure your family are aware of where this document is stored.

    Set up Powers of Attorney (POA) – if you don’t have a POA in place and you lose the ability to make your own decisions, your family or friends would need to go to court to get authority to make decisions on your behalf. This can be a costly, complicated and time consuming process. Having a POA in place would help your relatives immensely at a difficult time. There are difference types of POA in the various parts of the UK.

    Caring for your dependents – if you have children under 18 it’s important to decide on guardians, people who would look after them if you and your partner were no longer around. Think about who you would want for this role and ask them if they’d be happy to do so. Then appoint them as guardians in your Will. You may also have elderly parents that you need to put care measures in place for. If you have pets, you may need to think about their care after you’ve gone.

    Manage your digital legacy – given how much of our lives is on the internet now, it pays to take some time to understand the end of life policies and processes available for each of the digital sites or assets we use or own. visit The Digital Legacy Association for more details.

    What to say when someone is grieving

    It is normal to feel worried about saying the wrong thing to the bereaved, but it is more important that you say something rather than finding the perfect words. You may find the tips below useful:

    • It is important to acknowledge their loss and offer your condolences, saying how sorry you

    are that their friend or family member has died.

    • The bereaved may want to talk about the person and tell you stories, they may cry through

    these stories. You may find this really hard to hear but just being there and listening can be a

    great comfort. You can’t fix their pain, but you can listen.

    • Don’t be afraid to ask more about the person who has died. Allowing the bereaved person to

    talk and share their feelings with you can make a real difference.

    • Ask if there is anything practical that you can do to help at that time.
    • You could also signpost the bereaved to services such as Cruse for them to access support.

    Looking after yourself following a bereavement

    Take care of your wellbeing: make sure you get enough sleep, eat regular meals, rest, and relax.

    Be clear on expectations: make sure you know what is expected of you and whether it is realistic.

    Take exercise: taking exercise, e.g. walking, running and cycling can help you relax and increase your wellbeing.

    Talk to others: make time to talk to your family or friends about how you’re feeling, or if you would find it easier contact Cruse 0808 808 1677.

    Explain to family and friends what they can do to help, don’t be afraid to ask for practical support

    Try to keep to a regular routine of getting up and dressed and eating meals at the usual time, whether you are on your own or part of a family group. The structure will help, even if only a little.

    You may find you have days when you have more energy, and the grief isn’t as consuming – this is normal. Some people can feel guilty when this happens, but there is no need. It is all a normal part of grieving. Equally if you are really struggling that is also normal. Please don’t feel guilty or angry with yourself.

    Signs and symptoms of grief

    There is not a correct way to feel when you are grieving. Bereavement, grief, and loss will cause different symptoms and they affect people in different ways. Some of the most common symptoms include:

    • Shock and numbness
    • Overwhelming sadness
    • Tiredness or exhaustion
    • Anger – towards the person you’ve lost or the reason for your loss
    • Guilt – this could be due to many things, including not being with the person when they died, not saying something to them, or not being able to stop your loved one dying.

    These feelings may not be there all the time and powerful feelings may appear unexpectedly. For more details click here.

    Helping children to cope with death

    Children and young people need to be given the opportunity to grieve as any adult would. But it is also important to remember that children and young people grieve in different ways. A child’s understanding of death and the nature of their bereavement will be different at different stages of development. Children will experience both physical and emotional reactions to death. Emotional reactions may include shock, denial, anger, depression, guilt. Physical reactions may include disturbed sleep, loss of appetite, challenging behaviour, and developmental delays.

    Useful links:

    NHS Children and Bereavement

    Children Bereavement UK Resources for children and young people

    Cruse Bereavement Care Helping children to cope with death How to help a child or young child

    Some key points to remember concerning children, young people, and grief:

    • No bereaved child or young person will respond to the death of someone close in the same way.
    • Keep the structure of the bereaved child or young person’s day/night as routine as possible.
    • Allow the bereaved child or young person to say how they feel and do not be offended if they are angry with you or do not want to talk.
    • Give the bereaved child or young person the time to explore their grief and support them as they mourn.
    • Do not feel that you have failed if you need to seek professional help for the bereaved child or young person. You are doing the right thing.
    • Put in place appropriate boundaries if a grieving child or young person is hurting themselves or others and explain why such boundaries are necessary.
    • Do not dismiss a bereaved child or young person’s real or perceived illness.
    • Talk things through with them in an open and honest way, remembering to listen to the child or young person.

    Everyone responds to death differently there is no right or wrong way to respond.

    You can access support from the services below.

    Where to get help:

    NHS

    Cruse Bereavement Care

    Ataloss

    Child Bereavement UK

    Hospice UK

    Marie Curie

    Sue Ryder

    WAY (Widowed & Young) Foundation

  • Dementia Action Week

    Dementia Action Week

    This article was published on Fri 22 Apr 2022. At the time of publishing, this article was true and accurate, however, over time this may have changed. Some links may no longer work. If you have any concerns about this please contact us

    16 – 22 May 2022

    Dementia Action Week run by the Alzheimer’s Society is an awareness week to encourage people to ‘act on dementia’. This year’s theme is diagnosis.

    This Dementia Action Week, the Alzheimer’s Society will be encouraging those who are concerned they or a loved one may be experiencing signs of dementia to seek support and guidance.

    There are currently around 900,000 people with dementia in the UK. This number is expected to rise sharply in the coming years. Dementia can affect a person at any age, but it is more commonly diagnosed in people over the age of 65 years, with the condition affecting 1 in 6 people over the age of 80. If somebody develops dementia before the age of 65, they are described as having young onset dementia.

    Dementia is an umbrella term for a range of progressive conditions that affect the brain. There are over 200 subtypes of dementia, and it can also be a secondary condition of another disease, such as Parkinsons. The most common types of dementia are Alzheimer’s disease and vascular dementia.

    Regardless of which type of dementia is diagnosed and what part of the brain is affected, each person will experience dementia in their own unique way.

    Signs that could indicate a person has Dementia

    Memory problems – people with dementia might have problems retaining new information. They might get lost in previously familiar places and may struggle with names. Relatives might notice the person seems increasingly forgetful, misplacing things regularly.

    Cognitive ability – people with dementia may have difficulty processing information. This could be their perception of time or a place, for example, getting up in the middle of the night to go to work, even though they’re retired. Also, their concentration could be affected. There may be a difficulty when shopping with choosing the items and then paying for them. For some people the ability to reason and make decisions may also be affected. Some may get a sense of restlessness and prefer to keep moving than sit still; others may be reluctant to take part in activities they used to enjoy.

    Communication – people with dementia may repeat themselves often or have difficulty finding the right words. Reading and writing might become challenging.

    Changes in behaviour – they might experience changes in personality, mood swings, anxiety, and depression. They can lose interest in seeing others socially. Following and engaging in conversation can be difficult and tiring, and so a formerly outgoing person might become quieter and more introverted. Their self-confidence might also be affected.

    Differences engaging with their surroundings – people with dementia can experience changes in vision and hearing as their brain processes information in a different way. People can view everyday items in their home and in the outside world in a different way such as walking round the rug in the living rooms, becoming hesitant getting into the car, being apprehensive stepping off the kerb. Some people can find noisy places very disturbing and can find it challenging to participating in large group conversations.

    Everybody assumes the first sign of dementia is memory loss, but this not always the case. The other signs described above can change earlier. The changes can be intermittent and vary in their severity. People living with dementia can often describe a feeling of mist coming over them and then lifting. These symptoms of dementia gradually get worse over time. How quickly this happens varies from person to person and some people stay independent for years.

    If you or your loved one are showing symptoms associated with dementia it is important to contact

    your GP. There are many conditions that have similar symptoms to dementia, including, infections,

    thyroid problems, vitamin B12 deficiency, sleep apnoea, stress, anxiety, and depression.

    Dementia Diagnosis and Next Steps 

    To establish if dementia is present, a GP will take a medical and family history of the person and will screen them for mental health and cognitive issues by asking questions, testing concentration, short term memory, mood, and behaviour changes.  The GP may then request blood tests, an MRI or CT scan to examine the structure of the brain or request a chest X-ray to check for any chest conditions. They may also refer the person to a memory service/clinic, or to a specialist for further investigation and assessment.

    If a diagnosis of dementia is given, the GP should then ensure that the person with the diagnosis and their family are made aware of any specialist advice and support services in their area, as well as referring them for further assessments and treatments that may help.

    Dementia UK have produced a next steps checklist, to help in the early days after your family member has received a diagnosis of dementia, click here for more information. If you don’t have access to the internet, you can call the Admiral Nurse Dementia Helpline on 0800 888 6678 or email helpline@dementiauk.org.

    Being diagnosed with dementia can understandably cause distress and a feeling of hopelessness, and some people may feel anxious or depressed. It may be that the person is finding it difficult to adjust emotionally. Equally, the dementia changes happening in the brain can make it difficult to control their emotions.

    The person with dementia may also struggle to understand the emotions of those around them. Understanding and recognising the impact of these symptoms may help you to understand the reasons the person is showing distress and help you to give the best type of support.

    Family members are equally likely to have difficulty in accepting the diagnosis and the changes dementia can cause to the person and the relationship they have with them. It’s important to ensure everybody takes the time to understand how one another is feeling.

    There is evidence that people living with dementia can remain healthy, with a good sense of wellbeing, by being active and socially engaged. People who focus on their strengths, and the things they like and want to do, are able to cope better with the changes that dementia can bring and can continue enjoying their life.

    Caring for someone with Dementia

    Caring for someone with Dementia can be daunting, challenging, and exhausting. You may be caring for a parent, a partner, an elderly relative, or a friend with dementia, whoever it is, it’s important to educate yourself about the condition but also ensure you also care for yourself. Here are some things to consider.

    Accept support – this support may come from other members of your family, a professional or a support group. Just don’t be afraid to accept or ask for help. This help will allow you to take a break

    and have some time to yourself. It may also lead to you making new friends who understand what you are going through. You may learn more about the condition and how other carers deal with the challenges it brings.

    Be empathetic – as a carer compassion and empathy are at the heart of what you are doing. Be patient and understanding, don’t criticize and judge. Listen and be interested in what they are telling you, even if they have told you many times before.

    Look after their overall wellbeing – make sure the person with dementia regularly has their physical health monitored and ensure they receive the appropriate health advice or treatment. It’s important they remain active, this could include walking, gardening, or dancing. A balanced diet is also essential, including drinking plenty of fluids (ideally water) and reducing the amount of caffeine and alcohol they drink. If they smoke, help, and encourage them to stop. Smoking can increase the risk of physical and cognitive conditions. Getting enough sleep is also vital as poor sleep can affect concentration and cognitive function. Where you can, try and adapt the person’s home to make it as safe and comfortable for them as possible.

    Dementia Specific Support – seek out advice, support, education, and training. This could involve investigating local services, joining a social or peer support group. Which can be attended in person or online. It can be helpful to know other people who have similar experiences and who may have some good advice and support to offer. Identify dementia friendly places to visit and understand how to make travel more dementia friendly. There are several dementia charities and organisations who have great websites providing information, support, tips, and activities. Details can be found at the end of this guide.

    Be positive – focus on their strengths and think about what they can still do, rather than what they can’t. Prioritise things that bring them peace and joy, such as listening to music, dancing, or walking in the garden. Try to avoid negative comments and correcting the person if they get something wrong or muddled up. Take a day at a time, rather than looking too much in the future. Focus on what is achievable now.

    Be realistic – those with dementia will have good and bad days. Be realistic about the course of the disease, remember that most types of dementia are irreversible and progressive. Dementia will tend to get worse over time and there is no known cure.

    It’s more than memory loss – memory loss is typically the main dementia symptom. But the symptoms experienced will depend on the area of the brain that is most affected. The person with dementia will experience a neurological decline that may lead to other issues. This may be linked to their behaviour and mood. Towards the latest stages of most types of dementia, patients will struggle with everyday living activities, such as dressing and washing independently. They may also become non-communicative, unable to recognise loved ones and even unable to move about. If they are having trouble remembering where they keep things, you could try keeping important items in one, consistent place. Using a whiteboard or similar showing reminders for the person.

    Plan ahead – when caring for someone with dementia things will change, so you should prepare for a time when their loved one may need more care than you can provide, this may be provided from a professional coming into your home each day or with your loved one moving into a residential setting. You will need to prepare yourself for this emotionally and plan financially for this change. You will also need to ensure you have time to find a care home you are happy with. Develop coping strategies to live as well as possible with the diagnosis. Have a family discussion about future plans, including applying for a Lasting Power of Attorney and making an Advance Care Plan. Understand what financial support is available, including attendance allowance and council tax relief.

    Self care – As a carer its essential to look after your own wellbeing. Caring can be both physically and mentally exhausting, you may be getting up several times in the night, you may have to lift an adult who is heavier than you, or you may be juggling caring whilst also holding down a job. You may also have the emotional distress of feeling like you are ‘loosing’ your loved one. Caring for others can be very stressful and may lead to a mental health illness, such as depression. This is why caring for yourself is vital when you are caring for somebody else. So, ensure you eat and sleep well, do some exercise and take some time for yourself to do the things you enjoy. Remember, you can’t pour from an empty cup.

    Support & Sources of Information

    • NHS
    • Dementia UK
    • Alzheimer’s Association
    • Alzheimer’s research UK
    • Age UK
    • Carers UK
    • Citizen Advice
    • Mind for You

    Visit the Alzheimer’s Society website for more details on Dementia Action Week

  • Latest: Women’s Health Guide

    Latest: Women’s Health Guide

    This article was published on 22 Apr 2022. At the time of publishing, this article was true and accurate, however, over time this may have changed. Some links may no longer work. If you have any concerns about this please contact us

    Whatever stage of your life that you are in, it’s important to understand and look after your physical and mental health. You may be preparing for pregnancy, going through the menopause, or looking for answers to a general health query.

    Physical Health

    It’s important to look after your physical health, this should include exercise, healthy eating and ensuring you get enough sleep.

    Exercise helps both your physical and mental health, so it’s important to stay active. A few hours of gentle exercise a week will release endorphins that make you feel energised. This could be as simple as a walk, a run, a cycle ride, dancing or even some gardening. In simple terms exercising makes you feel good.

    For more details on looking after your physical health read our physical health guide here and our wellbeing guide here.

    For more details on eating well, read our nutrition guide here.

    Sleep

    You spend about a third of your life asleep. Sleep is essential, it is as important to your body as eating, drinking, and breathing, and is vital for maintaining good mental and physical health.  Sleeping helps you to recover from mental as well as physical exertion.

    For more details, read our sleep guide here.

    The main physical health issues that women face are:

    Cancer

    According to Cancer Research UK breast cancer is the most common cancer in UK females, accounting for almost a third (30%) of all female cases. The next most common cancers in UK females are lung cancer and bowel cancer. Breast, lung, and bowel cancers together account for over half of all new cases in females in the UK.

    Breast cancer

    Most women diagnosed with breast cancer are over the age of 50, but younger women can also get breast cancer.

    There’s a good chance of recovery if it’s detected at an early stage.

    It’s vital that women check their breasts regularly for any changes and always have any changes examined by a GP.

    Gynaecological cancers

    There are five gynaecological cancers – wombovariancervicalvulval and vaginal, but awareness levels of these cancers is very low.

    The most common of these cancers is womb (also known as endometrial or uterine).

    Preventing cancers

    Leading a healthy lifestyle can help to prevent cancers. The following measures will help you reduce your risk of cancer:

    • Take part in the cervical and breast screening programmes provided by the NHS
    • Exercise regularly
    • Eat a healthy diet
    • Don’t smoke and avoid second-hand smoke
    • Maintain a healthy body weight

    Osteoporosis

    Osteoporosis is a health condition that weakens bones, making them fragile and more likely to break. It develops slowly over several years and is often only diagnosed when a fall or sudden impact causes a fracture.

    Women are more at risk of osteoporosis than men, particularly if the menopause begins early (before the age of 45) or they’ve had their ovaries removed.  Women will lose bone rapidly in the first few years after the menopause.

    Endometriosis

    Endometriosis is a condition where tissue similar to the lining of the womb starts to grow in other places, such as the ovaries and fallopian tubes.  Endometriosis can affect women of any age. 

    It’s a long-term condition that can have a significant impact on your life, but there are treatments that can help.

    Fertility & Pregnancy

    If you are pregnant or thinking about trying for a baby, then it’s important to think about your health. If you smoke or drink alcohol, now is a good time to stop.  Ensure you are eating a balanced diet and taking a folic acid supplement. If you have a long-term medical condition or take regular medication, it’s important to talk to your GP before trying to conceive.

    For everything you need to know about trying for a baby, pregnancy and birth read the NHS guide here.

    Some people get pregnant quickly, but for others it can take longer. According to the NHS 1 in couples may have difficulty conceiving.  It’s a good idea to see a GP if you have not conceived after a year of trying.

    Women aged 36 and over, and anyone who’s already aware they may have fertility problems, should see their GP sooner. The GP can then check for common causes of fertility problems and suggest treatments that could help.

    For more details on infertility click here.

    Menopause

    The menopause is a natural stage of life that millions of women experience. It is marked by changes in hormones and the ending of menstruation. It can also bring many other physical and emotional changes. Millions of women go through the menopause and there is great support available.

    In the UK, the average age for a woman to reach the menopause is 51, but the menopause commonly happens any time between the ages of 42 and 56 as a woman’s estrogen levels decline.  But around 1 in 100 women experience the menopause before 40 years of age. This is known as premature menopause and may be caused by hormonal imbalances, chemotherapy, radiation, or a hysterectomy.

    Menopausal symptoms can begin months or even years before your periods stop and last around 4 years after your last period, although some women experience them for much longer. 

    It’s worth talking to a GP if you have menopausal symptoms that are troubling you or if you’re experiencing symptoms of the menopause before 45 years of age.

    The menopause is a natural turning point in a woman’s life that marks the end of the menstrual cycle and childbearing years. For more information on the menopause read our guide by clicking here.

    Mental Health

    According to Mental Health Foundation, in England, around one in five women has a common mental health problem such as anxiety, depression or self-harm.

    Women generally find it easier to talk about their feelings and have stronger social networks than men, both of which can help protect their mental health.

    It’s as important to look after your mental health as it is your physical health. For more details, read our mental health guide here.

    Depression

    One in four women experience depression compared to one in 10 men. This may be due to factors such as poverty, isolation, and hormonal changes. Around 10- 20% of women experience depression while they’re pregnant or after giving birth.

    Women have a longer life expectancy than men, meaning they’re more likely to experience the mental health difficulties that can come with older age. Losses such as bereavement or loss of independence can lead to depression.

    Most people go through periods of feeling down, but when you’re depressed you feel persistently sad for weeks or months, rather than just a few days. Symptoms of depression can range from mild to severe and may include suicidal feelings. For more details of depression click here.

    If you are feeling depressed, then it’s important to talk to your GP and get help.

    Anxiety

    Anxiety is a feeling of stress, panic, worry or fear, which can be mild or severe.

    Everyone has feelings of anxiety at some point in their life. For example, you may feel worried and anxious about sitting an exam or having a medical test or job interview. During times like these, feeling anxious can be perfectly normal.

    Some people find it hard to control their worries. Their feelings of anxiety are more constant and can often affect their daily lives. If your feelings of anxiety are your daily life, then it’s important to talk to your GP and get help.

    Eating disorders

    Eating disorders are not about food or weight but are attempts to deal with emotional and stress related issues.

    Unhealthy eating behaviours may include eating too much or too little or worrying about your weight or body shape.

    Anyone can get an eating disorder, but teenagers between 13 and 17 are mostly affected.

    If you or a loved one are experiencing the symptoms of an eating disorder, early intervention is vital. So, it’s important to contact your GP as soon as possible.

    Stress Awareness

    It’s important to put measures in place to reduce any stress you are feeling and to take a moment to think about your own wellbeing and find out more on how to manage stress. For more details, read our stress awareness guide here.

  • National Stress Awareness Month

    National Stress Awareness Month

    This article was published on 31 Mar 2022. At the time of publishing, this article was true and accurate, however, over time this may have changed. Some links may no longer work. If you have any concerns about this please contact us

    April is National Stress Awareness Month. Stress Awareness Month is held each April, to increase public awareness about both the causes and cures of stress. According to the Mental health Foundation 74% of UK adults have felt so stressed at some point over the last year they felt overwhelmed or unable to cope. For more details click here.

    We all know what it’s like to feel stressed – being under pressure is a normal part of life. But becoming overwhelmed by stress can lead to mental and physical health problems or make existing problems worse.

    Millions of people around the UK are experiencing high levels of stress if you are one of them, it may be damaging your health.

    Stress isn’t a mental health condition, but it can cause a mental health problem, like anxiety or depression or it can cause an existing one to get worse. Stress can also affect you physically, it can cause headaches, insomnia, tiredness, or stomach problems.

    Individually we need to understand what is causing our personal stress and learn what steps we can take to reduce it for ourselves and those around us. National Stress Awareness month is a great opportunity to take a moment to do this and think about our own wellbeing.

    What you can do to help manage worries and stress – there are various steps you can take to cope with being under pressure, remember, different things work for different people.

    Write down your worries and concerns – this may help process your thoughts and emotions. You can then read the worries back and try to think of them from a different perspective.

    Keep a daily routine – our overall wellbeing relies on our daily routines; these also help with sleeping & eating patterns. This is why it’s important to ensure you and your family have structure in your day. The routine can be simple everyday things like, getting up, going to bed, and eating at the same times each day, listening to music, going for a daily walk.  They can also include things to look forward to, like visiting a local attraction or café at the weekend.

    Identify your triggers and take control – working out what triggers your stress can help you anticipate when you may feel stressed and what you could do about it in advance.

    Organise your time – making some adjustments to the way you organise your time can help you feel more in control and able to handle the pressure you are feeling.

    Keep active – exercise can help clear your head and then let you deal with your problems more calmly. Go outside to exercise, as fresh air and spending time in nature can really help.

    Stay healthy – as well as exercise it’s important to maintain a healthy diet and ensure you are getting enough sleep.

    To read our sleep guide click here

    To read our Nutrition guide click here

    Talk to other people – friends, family & colleagues can help support you through the stress you are feeling, you may even have a laugh and start to relax. You may also want to consider talking to a professional counsellor.

    Do something you enjoy – spending time doing something you enjoy will take your mind off how you are feeling. Everyone needs to take time for themselves, it can be as simple as having a bath or reading a book.

    Avoid unhealthy ways to cope – many people use alcohol, smoking, chocolate, and gambling to try and relieve the stress they are feeling, none of these things will help in the long term, use healthy coping strategies like going for a run, listening to music, or walking the dog.

    Challenge yourself – learning new skills and setting yourself new goals will help build your confidence and make you feel good about yourself.

    Help others – think of others in your local community, who may need help with small tasks, like shopping or volunteer to help a worthwhile cause, like litter picking or the local food bank. People who help others tend to be more resilient.

    Keep informed – whilst it’s important to keep up to date with the latest news, it can be overwhelming, so in order to manage any feelings of stress and anxiety consider only checking the news and social media once a day.  Ensure you stick to trustworthy sources for the latest information.

    Dealing with change is hard for everyone and can be extremely stressful, for more information on handling change and improving your resilience read our guide here.

    Keep positive – it’s very easy to focus on the negatives of a situation. But it’s important to stay positive. You could also think of all the things you are grateful for, write down or say out loud 3 things that went well each day. Use these positive statements to create a positivity jar with your family.

    Try Mindfulness – mindfulness can help reduce stress; it can also give you the space to respond calmly under pressure.  For more details click here.

    Address some of the causes – where possible improve some of the issues that are putting pressure on you.

    Accept the things you can’t change – it’s not easy but accepting that there are some things happening to you that you can’t do anything about will help you focus your time and energy elsewhere.

    Useful links:

    Worrying about money can be extremely stressful and may lead to mental health conditions. Police Mutual are here to help. We want to break down the stigma surrounding debt and get people talking about money.

    We’ve teamed up with PayPlan*, one of the UK’s leading free debt advice providers, who offer free and confidential advice to anyone in serious financial difficulties.

    They’re able to advise you on a range of debt solutions suited to your individual circumstances, helping to protect you and your family with a sustainable way to manage your debt.

    Get free and confidential help to combat your debt, call PayPlan* on 0800 197 8433

    *PayPlan is a trading name of Totemic Limited. Totemic Limited is a limited company registered in England, Company Number: 2789854. Registered Office: Kempton House, Dysart Road, PO Box 9562, Grantham, NG31 0EA. Totemic Limited is authorised and regulated by the Financial Conduct Authority. Financial Conduct Authority Number: 681263

  • World Health Day 2022

    World Health Day 2022

    This article was published on 31 Mar 2022. At the time of publishing, this article was true and accurate, however, over time this may have changed. Some links may no longer work. If you have any concerns about this please contact us

    World Health Day is an awareness day organised by the World Health Organisation. This year they have chosen the campaign ‘Our planet, our health’ For more details click here.

    World Health Day is celebrated annually, and each year draws attention to a specific health topic of concern to people all over the world.

    It is an ideal time to think about your own health and of those close to you.

    Your overall wellbeing is fundamental to how fulfilled you feel and comprises of all aspects of life, including, financial, social, emotional, and physical wellbeing. Positive wellbeing improves your resilience and will help you overcome difficulties and life’s challenges.

    Physical Health

    Research shows that being sedentary is bad for your health, so ensure you keep active. Exercise helps both your physical and mental health, so it’s important to stay active.

    A few hours of gentle exercise a week will release endorphins that make you feel energised. This could be as simple as a walk, a run, a cycle ride, dancing or even some gardening. In simple terms exercising makes you feel good.

    For more details on looking after your physical health read our physical health guide here and our wellbeing guide here.

    Sleep

    When you’re well rested, you think more clearly, feel better, and have more stamina and energy. But many people don’t get the 7-9 hours of sleep that doctors recommend. Lack of sleep, even for a few days, can leave you feeling irritable, frustrated, and forgetful. Regular poor sleep can put you at risk of serious medical conditions, including obesity, heart disease and diabetes and it may shorten your life expectancy.

    We spend about a third of our lives asleep. Sleep is essential, it is as important to our bodies as eating, drinking, and breathing, and is vital for maintaining good mental and physical health. Sleeping helps us to recover from mental as well as physical exertion.

    For more details, read our sleep guide here

    Stress Awareness

    We all know what it’s like to feel stressed, being under pressure is a normal part of life. But becoming overwhelmed by stress can lead to mental and physical health problems or make existing problems worse.

    It’s important to put measures in place to reduce any stress you are feeling and to take a moment to think about your own wellbeing and find out more on how to manage stress. For more details, read our stress awareness guide here.

    Dealing with change is hard for everyone and can be extremely stressful, for more information on handling change and improving your resilience read our guide here.

    Nutrition

    Being overweight can cause various health concerns and according to Cancer Research UK, overweight and obesity is the 2nd biggest cause of cancer. Keeping a healthy weight reduces the risk of 13 different types of cancer. Diabetes and heart disease are also other conditions that you have a higher chance of developing if you are obese.

    It is therefore important to ensure you are eating a balanced diet. For more details, read our nutrition guide here.

    Mental Health

    It’s important that you take care of your mind as well as your body.

    Evidence suggests there are 5 steps you can take to improve your mental health and wellbeing. Trying these things could help you feel more positive and able to get the most out of life.

    1. Connect with other people – Good relationships are important for your mental wellbeing. This may be more difficult at the moment, but still try to connect with others by video call or on a social distanced walk.
    2. Be active – this is great for both your physical and mental wellbeing.
    3. Take notice – paying more attention to the present can improve your mental wellbeing. Click here to try mindfulness.
    4. Learn new skills – continued learning though life enhances self-esteem and encourages social interactions and a more active lifestyle.
    5. Give to others – research suggests that acts of giving and kindness and being part of community life can improve your mental wellbeing.

    For more details on the 5 steps to wellbeing click here.

    It’s as important to look after your mental health as it is your physical health. For more details, read our mental health guide here.

    Don’t be afraid to ask for help if your mental health is starting to deteriorate or you’re struggling to cope.

    Financial health

    Money worries are not just a financial problem they can cause relationships problems, people to lose homes and families to break down. People from all walks of life can end up in debt for many different reasons, like divorce, redundancy, ill health, or bereavement.  It’s not always easy to talk about money worries but if you’re struggling financially, it’s important to take action.

    For more details, read our debt awareness guide here.

    Financial problems is one of the biggest worries that can negatively affect your mental health. According to the Police Federation’s annual Pay & Morale survey results published in November 2020 just under a third of respondents said that their household was worse off financially now than before the COVID-19 crisis.

    It’s important to start talking about money worries before your situation gets worse. Talking about money will give you the confidence to get help and find out who can best advise you on any problems.

    It can give you a great sense of relief to share your problems, so you’re not facing them alone. It’s important to seek professional advice as soon as possible and not wait until it’s more difficult to find a solution. 

    We’ve teamed up with PayPlan*, one of the UK’s leading free debt advice providers, who offer free and confidential advice to anyone in serious financial difficulties.

    They’re able to advise you on a range of debt solutions suited to your individual circumstances, helping to protect you and your family with a sustainable way to manage your debt. 

    Get free and confidential help to combat your debt, call PayPlan* on 0800 197 8433.

    *PayPlan is a trading name of Totemic Limited. Totemic Limited is a limited company registered in England, Company Number: 2789854. Registered Office: Kempton House, Dysart Road, PO Box 9562, Grantham, NG31 0EA. Totemic Limited is authorised and regulated by the Financial Conduct Authority. Financial Conduct Authority Number: 681263.

  • Debt Awareness Week

    Debt Awareness Week

    This article was published on 25 Feb 2022. At the time of publishing, this article was true and accurate, however, over time this may have changed. Some links may no longer work. If you have any concerns about this please contact us

    Money worries are not just a financial problem they can cause relationships problems, people to lose homes and families to break down. People from all walks of life can end up in debt for many different reasons, divorce, redundancy, ill health, bereavement. It’s not always easy to talk about money worries but if you’re struggling financially, it’s important to take action and this debt awareness week is an ideal time to do this.

    Debt awareness week was first launched in 2014 by the debt advice charity StepChange. If you’re worrying about money, there are things that you can do to get your finances back on track.

    For help on how to spend less click here to read our guide.

    Below are some tips on how to improve your financial wellbeing: 

    • Take stock – where do you owe money and what are the interest rates.
    • Work out your budget – what money do you have coming in, what do you need to pay for and what’s left for paying off debt. Use our budget calculator here to help you manage your money. Set yourself a daily spend limit based on how much disposable cash you have each month.
    • If you’re looking to make savings – check that you’re not overpaying for your bills and utilities, where can you make savings, for more information use the link here.
    • Set up a separate bill account – transfer an amount each month to cover the cost of all your household bills. This will give you greater control over your finances and you ensure you do not make late payments.
    • Set yourself saving goals – saving regularly could provide you with a financial buffer for any unexpected bills or be used to save for short term purchases or long-term aspirations.
    • Check your bank balance – regularly, so there are no nasty surprises.
    • Review your mortgage – to see if you can reduce your monthly outgoings, check with your provider or an independent mortgage advisor.
    • Review your insurance – Why not see if you could save money by changing your home or car insurance provider.
    • Check your credit score – using one of the various companies available online including ExperianEquifax, or TransUnion. For more details on the impact of your credit profile click here to read our guide.

    Understanding your debts and how much you’re paying back is important. No debt problems are unsolvable and the earlier you deal with them the easier they are to deal with.

    Be aware of how you spend your money

    Stick to the golden rule of borrowing: don’t go into debt for something that will last for less

    time than the amount borrowed takes to pay back.

    Impact of debt on your mental health

    Worrying about money can negatively affect your mental health and for those people experiencing mental health problems it makes it harder to manage their finances. According to the Money and Health Policy Institute report ‘a silent killer’ problem debt can also be linked to suicide.

    According to the Police Federation’s annual Pay & Morale survey results published in November 2020 around a third of respondents worried about the state of their personal finances either every day or almost every day.

    It’s important to start talking about money worries before your situation gets worse. Talking about money will give you the confidence to get help and find out who can best advise you on any problems.

    It can give you a great sense of relief to share your problems, so you’re not facing them alone. It’s important to seek professional advice as soon as possible and not wait until it’s more difficult to find a solution.

    Do I have a debt problem?

    ✔ I find myself using my credit card for essential purchases, like food and bills and the card balance is not cleared at the end of the month

    ✔ I’m constantly worried about managing my money

    ✔ I’m behind on my mortgage and can’t catch back up

    ✔ I am struggling to manage even the minimum payments on my credit card

    ✔ I’m being contacted about unpaid bills or missed payments

    ✔ I’m relying on quick fix short-term loans

    ✔ I’m borrowing from friends or family

    Getting help 

    If you would like to talk to someone about debt, the following organisations are there for you:

    We’ve teamed up with PayPlan*, one of the UK’s leading free debt advice providers, who offer free and confidential advice to anyone in serious financial difficulties.

    They’re able to advise you on a range of debt solutions suited to your individual circumstances, helping to protect you and your family with a sustainable way to manage your debt.

    Get free and confidential help to combat your debt, call PayPlan* on 0800 197 8433.

    If you don’t want to talk on the phone, it is also possible to email them.

    StepChange is a debt advice charity providing full debt help service across the UK. Online support is also available.

    Citizens Advice provide a full debt and consumer advice service, many bureaux have specialist caseworks to deal with any type of debt.

    National Debtline is a charity that provides free and independent debt advice. It also has resources to help people deal with their debts. Advice is available over the phone, online and via webchat.

    *PayPlan is a trading name of Totemic Limited. Totemic Limited is a limited company registered in England, Company Number: 2789854. Registered Office: Kempton House, Dysart Road, PO Box 9562, Grantham, NG31 0EA. Totemic Limited is authorised and regulated by the Financial Conduct Authority. Financial Conduct Authority Number: 681263

  • World Cancer Day

    World Cancer Day

    This article was published on 27 Jan 2022. At the time of publishing, this article was true and accurate, however, over time this may have changed. Some links may no longer work. If you have any concerns about this please contact us

    World Cancer Day on 4 February, is a day that unites people, communities, and entire countries to raise awareness and take action.

    World Cancer Day is led by the UICC, the Union for International Cancer Control. It is one singular initiative under which the entire world can unite together in the fights against the global cancer epidemic.

    Being diagnosed with cancer is likely to cause lots of worries and fears not just for yourself but also, for your loved ones. It’s scary, and you may be having all sorts of thoughts, including which treatment will I need, will I die, how will I look after my family, will I be able to work, how will I pay the bills, or you may just feel dumb and not be able to think of anything.  Everyone is different. You may feel out of control and experiencing high levels of pain.

    When going through cancer treatment, it’s not just your body which is affected; it will also put a strain on your mental health. Having lengthy and intensive treatment can dominate your own and your families lives.

    Worrying about the future, having to attend many hospital appointments, and maybe undergoing operations, not knowing how you’re going to feel each day, and even telling people that you’re going through treatment, can make some people very anxious. According to Macmillan Cancer Support. 20% of people living with cancer are affected by depression, and 10% are affected by anxiety.

    Feeling anxious is an understandable response to the trauma you’re going through. The symptoms of which vary and may include an accelerated heart rate, trembling, nausea, muscle tension, inability to relax and insomnia.

    When it comes to recovery, thinking about your mental health is as important as getting well physically.  So, don’t ignore your worries and make time to talk them through. Ensure you have a good support network of loved ones around you, as this is beneficial to your overall mood and progress. It’s also important to seek support from your GP or healthcare professional if you need it. Some cancer survivors develop PTSD, which will require specialist treatment.

    Having cancer can be very hard to cope with. When you are trying to cope with an illness there is no right or wrong way to feel. Everyone is different and you will deal with things in your own way. Cancer Research UK have produced information here on how to cope emotionally with your illness.

    Dealing with a cancer diagnosis can be tough at the best of times, but even more so in the current climate.

    Self-care

    Your recovery is about you, so you should make yourself the priority. Keeping up a good, but gentle health regime will help. Making sure you’re getting the right nutrition, getting a good night’s sleep, and doing the things you enjoy in between treatment sessions is vital and can really make a difference.

    You may struggle to do exercise but getting outside in nature and going for a short walk each day, can help reduce your anxiety levels and boost your mood. 

    Feeling sick and tired after treatments is very common, so it can be hard to maintain a varied diet.  Foods like soups, or easy to eat and digest foods like bananas are a good option. It’s vital to keep your body hydrated with water, which may help combat any feelings of nausea or fatigue. 

    Where you can it’s important to live as normal life as you can whilst going through treatment.

    Of course, cancer recovery is not necessarily straightforward. There will be dark, painful, and sad days, but worst of all, there will be scary days. The main thing to remember is to use the support available to help get you through, and to make yourself the priority.

    For more information on managing cancer symptoms and possible side effects from treatment, including pain, sickness, and diet problems. Cancer Research UK have produced a ‘Coping Physically with Cancer’ guide, click here to read.
                                                                                                        

    Supporting a loved one with cancer

    When someone close to you is diagnosed with cancer it may feel overwhelming and you may struggle to know how you can help and support them. Explain this to them and ask them how you can best support them.

    Regularly reach out to them, send them text messages, give them a call, meet them for a coffee or dinner. Remember even though they are going through treatment, they are still the same person. 

    If you are a close family member and can be physically present to support them, offer lifts to appointments or even to attend appointments together if allowed. Offer to sit in on telephone appointments or help them to organise their treatment schedule.

    If you have the time to offer practical support, this is still possible during the pandemic. For example, offer to do the food shopping, the ironing or walk the dog.

    While someone suffering from a long-term illness may not want to be overcome with bunches of flowers, there are lots of other gifts you can send that may help to brighten their day or give them the boost they need. These could be items to help them sleep like pillow sprays, body creams or nutritious food items or a nice treat, like chocolate.

    If you are part of a wider family or group of friends, it may be worth arranging who will do what, so as not to overload your loved one but to ensure they receive regular contact from you all.

    ,
  • Children’s Mental Health Week

    Children’s Mental Health Week

    This article was published on 27 Jan 2022. At the time of publishing, this article was true and accurate, however, over time this may have changed. Some links may no longer work. If you have any concerns about this please contact us

    Children’s mental health week is run through Place2Be, a children’s mental health charity that provides counselling, support, and training in UK schools.

    The first Children’s mental health week was held in 2015 and was set up to highlight the importance of children and young people’s mental health.

    This year’s theme is Growing Together and will be running during 7 to 13 February. This week is about growing emotionally and finding ways to help each other’s grow. For more details of Children’s mental health week, click here.

    According to Place2Be around one in six children and young people have a diagnosable mental health problem, which may continue into adulthood. 50% of adults with lifetime mental health problems first experienced symptoms by the age of 14.

    Like adults, the emotional wellbeing of children and young people is just as important as their physical health.  Good mental health will allow them to develop the resilience to cope with life’s ups and downs and to grow into well-rounded, healthy adults.

    Growing up is not easy, and sometimes it’s hard for children to cope with what is going on in their life.

    Most children grow up mentally healthy, but surveys suggest that more children and young people have problems with their mental health today than 30 years ago. It’s suspected that this is probably because of changes in the way we live now and how that affects the experience of growing up.

    Some of the mental health problems that can affect children and young people are:

    Depression is more common in teenagers than younger children but affects more young people today than it did a few decades ago.

    Self-harm is where somebody intentionally damages or injures themselves. It is a common problem amongst young people.

    Anxiety can be triggered when changes happen in children’s lives, for example, changing schools. If anxious thoughts affect a child’s everyday thoughts and behaviour, they may need professional help.

    Eating disorders is when you have an unhealthy attitude to food, types include anorexia nervosa or bulimia nervosa. The condition is most common in young women aged between 13 and 17.

    Attention deficit hyperactivity disorder (ADHD) is a condition that affects your behaviour and those with it tend to be restless and struggle to concentrate.

    Post-traumatic stress disorder (PTSD) is a disorder caused by an extremely frightening or stressful event or situation, for example, physical abuse, witnessing or being the victim of violence or extreme bullying.


    Things that can help keep children and young people to stay mentally well include:

    • being in good physical health, eating a balanced diet and getting regular exercise
    • having time and the freedom to play, indoors and outdoors
    • being part of a family that gets along well most of the time
    • going to a school that looks after the wellbeing of all its pupils
    • taking part in local activities for young people
    • feeling loved, trusted, understood, valued and safe
    • being able to enjoy themselves
    • being able to learn and having opportunities to succeed
    • accepting who they are and recognising what they are good at
    • having a sense of belonging in their family, school, and community
    • feeling they have some control over their own life
    • having the strength to cope when something goes wrong and the ability to solve problems

    How to help your child

    As a parent you can help your child by having an open relationship, which encourages your child to talk to you if they are troubled.  Listening and taking their feelings seriously is the most important way you can help. They may just want you to listen or to have a hug, or they may want more practical help.

    If you child’s negative feelings don’t pass over time, you may want to consider obtaining some professional help, initially talk to you GP and see what they suggest.

    It’s also a good idea to talk to your child’s teacher at school, to establish if how they are feeling is affecting their schoolwork or friendships. They may have a school counsellor that your child can talk to. Different professionals often work together in Child and Adolescent Mental Health Services (CAMHS) run through the NHS.

    During the pandemic children and young people may need more emotional support. 

    It’s important to minimize the negative impact the pandemic is having on your children. You can do this by explaining the facts to them, answering their questions truthfully and being there to support them.

    Like adults, children will respond to the current situations differently, they may be more clingy, anxious, withdrawn, angry or agitated. Remember to listen to your children and re-assure them.  Keep routines where possible or create new ones, building in time for learning, play and relaxation. The best way to communicate to your children is by talking about worrying news with open, confident, clear, and truthful facts.

    Here are some helpful tips:

    News – the important thing about seeing or hearing the news is balance. Don’t force children news or shield them from. Discourage overexposure, small doses of real-life news are helpful, whereas large doses may have a negative impact on children.

    Questions – answer you children’s questions truthfully and let them know the facts about the situation. It is common for children to have misunderstandings about traumatic events so encourage them to ask lots of questions, so you can correct any confusion. If you don’t know the answer to a question they ask you, explain you don’t know and then find out the answer and let them know.

    Support – make sure you are there to support your children and let them know they are safe and loved.

    Worry – let them know that it is normal to be concerned. Let them know that bad things can happen, but they don’t happen very often, so they do not need to be scared.

    Time – ensure you find the right time to talk about what is worrying your child. If your child starts asking questions at an inconvenient time explain to them that you would like to talk to them about it later and invite them to remind you, so they know you really are interested.

    Repetition – remember that children tend to repeat themselves when they are feeling uncertain or worried. They may need to ask the same question a number of times until they are feeling more reassured.

    Truthful – be as truthful as possible. It can be tempting, when children ask a direct or tricky question, to avoid it by bending the truth. This can be unhelpful when they are talking to others about what happened. It is often more helpful to be as honest as possible.

    Age appropriate – tailor the conversation to their age. All children have different temperaments and sensitivities. Their ability to understand the world, take in and react to bad news will depend on their age.


    If you have more than one child, you might want to talk about the news with them individually and tailor what you say to their needs and level.

    At the end of each day talk about the things in the day that you have been grateful for, it will very quickly become a habit and help children to find the positive, no matter how small, in even the worst of days.

  • Time to Talk Day

    Time to Talk Day

    This article was published on 27 Jan 2022. At the time of publishing, this article was true and accurate, however, over time this may have changed. Some links may no longer work. If you have any concerns about this please contact us

    Time to Talk Day is on 3 February. It’s run by Mind and Rethink Mental Illness, in partnership with the Co-op.

    The day is about creating supportive communities by having conversations with family, friends, or colleagues about mental health. We all have mental health. By talking about it, we can support ourselves and others.

    The more conversations we have about mental health the more barriers we can break down and the closer we’ll come to ending mental health stigma and discrimination.

    Mental health problems affect one in four of us, yet many people can feel isolated, ashamed, and worthless because of this.

    Time to Talk Day encourages everyone to be more open about mental health, to talk, to listen, to improve lives. Every conversation brings us a step closer to ending the feelings that too many of us experience.  Poor mental health can affect anyone, of any age, gender, or background.

    Starting a conversation with someone around their or your own mental health can feel uncomfortable. You may be worried that you will say the wrong thing but remember saying nothing is far worse. You may have concerns about how others are coping with the current situation.

    Here are some tips on helping others:

    • Ask others how they are feeling.
    • Ask someone twice how they are feeling, this will give them the opportunity to be honest and to realise that you genuinely want to know.
    • Listen and don’t judge, it’s great that people are happy to talk to you about how they are feeling, so ensure you really listen to them.
    • Ask how long they have felt this way.
    • Ask if there is anything you can do to help.
    • Ask what support they need. Provide them with details of professional organisation’s, who may be able to help.
    • Treat them in the same way, don’t change the way you act towards someone once you are aware of their poor mental health.
    • Little gestures can have a big impact, this maybe just having a virtual cuppa or watching a film together.

    Like adults, the emotional wellbeing of children and young people is just as important as their physical health. Good mental health will allow them to develop the resilience to cope with life’s ups and downs and to grow into well-rounded, healthy adults.

    Like adults, children will respond to situations in different ways, such as being more clingy, anxious, withdrawn, or angry. Try to respond to your child’s reactions in a supportive way, listen to their concerns and give them extra care and attention. Remember to listen to your children and re-assure them.

    For more details on supporting your children’s mental health click here.


    Time to Talk Day isn’t just about helping others, it’s also about thinking about your own wellbeing.

    According to the Police Federation, research has shown that emergency services workers are twice as likely as the public to identify problems at work as the main cause of their mental health problems, but they are also significantly less likely to seek help. So, during the pandemic it’s even more important to look after your own mental health when working on the frontline.

    Here are some tips:

    Think about your purpose: be clear about why you are doing this job.

    Be clear on expectations: make sure you know what is expected of you and whether it is realistic.

    Keep your boundaries: establish clear boundaries between work and personal life, don’t take work home with you.

    Talk to colleagues: make time to talk to your colleagues about your experiences and share fears and concerns.

    Value your own family and relationships: while work is important, your family and

    relationships need to be valued.

    Keep active: regular exercise can boost your self-esteem, can help you concentrate, relax, and increase your overall wellbeing. This can be as simple as a regular walk, being outside in nature can also help improve your mental health.

    Get plenty of sleep: sleep helps regulate the chemicals in our brain that transmit information. These chemicals are important in managing our moods and emotions and an imbalance in those chemicals can result in us becoming depressed or anxious. Read our sleep guide here.

    Eat well: A balanced diet that is good for your physical wellbeing is also good for your mental wellbeing. Your brain needs a mix of nutrients to stay healthy and function well.

    Avoid alcohol: The numbing effects of drinking are only temporary and can often lead

    to mental health issues. Alcohol can also damage the immune system. Try to adopt positive

    coping strategies such as talking, going for a walk, or listening to music instead. If you do drink, try to stay within the recommended unit guidelines.

    Keep in touch: it’s good for you to catch up with friends and family.

    Take a break: a change of scenery or pace is good for you. Make sure you take time to relax and re-charge.

    Do something you’re good at: doing something you enjoy, and you are good at can give you the ‘feel good’ boost that everyone needs. Enjoying yourself can help beat stress.

    Care for others: supporting others uplifts you as well as them.

    Ask for help: sometimes you need help from others, so don’t be afraid to ask for help, from a family member or friend, your GP, or a professional organisation, see the list at the end of this guide for more details.

    Mental health conversations have the power to make a big difference, but sometimes these conversations can bring up some difficult things that people may not have spoken about before. This might mean that they need some support.

    Financial problems are one of the biggest worries that can negatively affect your mental health. According to the Police Federation’s annual Pay & Morale survey results published in November 2020 just under a third of respondents said that their household was worse off financially now than before the COVID-19 crisis.

    It’s important to start talking about money worries before your situation gets worse. Talking about money will give you the confidence to get help and find out who can best advise you on any problems. It can give you a great sense of relief to share your problems, so you’re not facing them alone. It’s important to seek professional advice as soon as possible and not wait until it’s more difficult to find a solution.

    We’ve teamed up with PayPlan*, one of the UK’s leading free debt advice providers, who offer free and confidential advice to anyone in serious financial difficulties.  They’re able to advise you on a range of debt solutions suited to your individual circumstances, helping to protect you and your family with a sustainable way to manage your debt. Get free and confidential help to combat your debt, call PayPlan* on 0800 197 8433

    *PayPlan is a trading name of Totemic Limited. Totemic Limited is a limited company registered in England, Company Number: 2789854. Registered Office: Kempton House, Dysart Road, PO Box 9562, Grantham, NG31 0EA. Totemic Limited is authorised and regulated by the Financial Conduct Authority. Financial Conduct Authority Number: 681263

  • Blue Monday

    Blue Monday

    This article was published on 17 Jan 2022. At the time of publishing, this article was true and accurate, however, over time this may have changed. Some links may no longer work. If you have any concerns about this please contact us


    Blue Monday is the name given to the third Monday of January every year. It is claimed to be the most depressing day of the year. The reason for this includes factors like the cold, wet weather, short daylight days, Christmas debt, the time elapsed since your last pay day, Christmas seems like a distant memory, you’ve already failed with your New Year’s resolutions and it feels like a long time until the summer. For most of us this means our motivational levels are low.

    January is the usually the month when you understand just how much Christmas has cost you. Every year, thousands of us dread the credit card bills arriving and this is when the financial hangover from Christmas become reality. This is to be expected, as Christmas is the most expensive time of the year, with many people using their credit cards and overdrafts to pay for the festivities. If this has affected you this year, read our talk money guide here to ensure this isn’t the case for you again in 2023.

    Many people don’t believe Blue Monday is real and that it’s just a Marketing plan to help sell more summer holidays, but we do know that during the winter months, with shorter, darker days we generally spend more time indoors, which can have a negative impact on our   mental health. Some people suffer from seasonal affective disorder (SAD) which can increase depression and anxiety. With January coming straight after the highlight of Christmas and also for many a month where the Christmas spending credit card bill has arrived, it’s not surprising that January tends to be the least favourite month of the year for

    many people. It is therefore vital that you make an effort to protect your wellbeing.

    Stress and anxiety can be caused by many things, not just financial worries, including not seeing family, friends and colleagues face to face, work deadlines, relationship problems and home life.

    Stress isn’t a mental health condition, but it can cause a mental health problem, like anxiety or depression or it can cause an existing one to get worse. Stress can also affect you physically, it can cause headaches, insomnia, tiredness or stomach problems. For more information on managing worries and stress read our guide here.


    Some ways you can combat Blue Monday:

    Sunlight

    Natural light helps stabilise serotonin and triggers endorphins, both mood-boosting hormones. Try to get outside as much as you can during the day to give your wellbeing a positive boost.

    Be sociable

    You can achieve this without spending lots of money. You could host game and movie nights for your friends, this could be virtual, regularly talk to your loved ones or go for a walk with a friend.

    Set achievable targets

    If you’re struggling to keep your New Year’s resolutions, re-set them now or set a new goal to achieve around Blue Monday.

    Be realistic

    Understand that you may feel low during January, the reasons why this is the case and that’s its ok to not be ok and it should pass. If it doesn’t or how you are feeling is more than just the January blues, then talk to someone and get some help.

    Exercise

    Walking, swimming and cycling will boost endorphins, and will leave you feeling calmer and happier.

    With money worries being one of the largest wellbeing challenges facing us during January, it’s important to start talking about money worries before your situation gets worse.

    Worrying about money can negatively affect your mental health and for those people experiencing mental health problems it makes it harder to manage their finances.

    The stress of dealing with financial pressures does not just affect your personal life. It can affect your work, family life, health, and relationships. It’s therefore important to talk about

    money worries.

    For more tips on how to spend less read our guide here.

    For more details on debt, read our debt awareness guide here.

    Where to get help: