
Car Insurance
You get uninsured driver cover and lifetime no claims discount (subject to eligibility) as standard. Plus, you can choose to pay monthly at no extra cost. Terms and conditions apply.

Home Insurance
This affordable cover gives you up to £75,000 contents cover and £1,000,000 buildings cover, as standard. Plus, you can choose to pay monthly at no extra cost. Terms and conditions apply.

Breakdown Cover
With cover provided by ERS, we’ll help get you back on the road – European cover option available too! Cover for your car, regardless of who’s driving it. Terms and conditions apply.

Renters’ Insurance
Protect your valued possessions, from your mobile phone to your your bike, and even your digital downloads. You can spread the cost into interest-free monthly payments. Terms and conditions apply.

Savings
We’ve partnered with No1 Copperpot Credit Union to bring you a range of their savings accounts. Whatever you’re saving for, become a regular saver today- helping the Police Family save for the future.

Personal Loans
We aim to help the Police family lead a financially healthier and happier life, that’s why we’ve partnered up with No1 CopperPot Credit Union to make you aware of some of their loans.

Mortgages
Our partnership with Grange Mortgage & Protection Services Ltd offers fee-free, independent advice to help you find the right mortgage whether you’re a first time buyer, moving home or remortgaging.

Private Healthcare
The Discretionary Healthcare Scheme is set up for members of the Police family to help with the cost of private medical treatment when you need it, in the event of an illness. Terms and conditions apply.

Caravan Insurance
Specialist insurance policies available to cover your Holiday Caravan, Holiday Lodge, Touring Caravan or Residential Park Home.
Terms and conditions apply.

NARPO Car Insurance
You get uninsured driver cover and lifetime no claims discount (subject to eligibility) as standard. Plus, you can choose to pay monthly at no extra cost. Terms and conditions apply.

NARPO Breakdown Cover
With cover provided by ERS, we’ll help get you back on the road – European cover option available too! Cover for your car, regardless of who’s driving it. Terms and conditions apply.

NARPO Home Insurance
This affordable cover gives you up to £75,000 contents cover and £1,000,000 buildings cover, as standard. Plus, you can choose to pay monthly at no extra cost. Terms and conditions apply.
The (not so) small print
Police Mutual Car Insurance and Police Mutual NARPO Car Insurance is provided by ERS.
Police Mutual Home Insurance, Police Mutual NARPO Home Insurance and Police Mutual Renters’ Insurance is provided by Bspoke Underwriting Ltd.
Police Mutual Breakdown & NARPO Breakdown is provided by ERS (Syndicate 218 at Lloyds).
Caravan Insurance is provided by Compass Insurance, trading as Bspoke Lifestyle Ltd, who is authorised and regulated by the Financial Conduct Authority, FRN Number: 820727.
PMGI Limited, acts as an introducer for Number One Police Credit Union Limited who provide a range of loans and savings accounts for members. This introduction is not regulated by the Financial Conduct Authority.
Your home is at risk if you do not keep up repayments on your mortgage.
Mortgage Advice is provided by Grange Mortgage & Protection Services Ltd. PMGI acts as an intermediary for the purpose of introducing its customers to Grange Mortgage & Protection Services Ltd. Grange Mortgage & Protection Services Ltd, is an Appointed Representative of PRIMIS Mortgage Network, a trading name of Advance Mortgage Funding Ltd.
The Police Mutual Healthcare’s (PMHC) healthcare scheme is discretionary and is not an insurance product. It is not regulated by the Financial Conduct Authority or the Prudential Regulation Authority and therefore is not covered by the Financial Ombudsmen Service or the Financial Services Compensation scheme.
For more details, please see our legal page.