Police Car Insurance | Get A Free Quote

Call our claims notification and helpline: 0330 123 5992.

Lines are open 24 hours a day, 365 days a year'.

You can pay your premiums monthly by Direct Debit if you want to. Unlike many other insurers, we won't charge you extra on top of your normal yearly premium.

If you need to change your policy, call our UK-based helpline. We won’t penalise you with administration charges, however please note your policy premium may change depending on what you want to change.

If you need to cancel your policy, call our UK-based helpline.

Please note, if you cancel your cover and haven't made a claim, we will refund the proportional (pro-rata) amount of the premium which applies to the remaining period of insurance, less a minimum premium of £28 (including insurance premium tax) where applicable.

PMGI Ltd may also make a charge for policy cancellation.

Call us on 0151 242 7640 Mon-Fri 9.00am-5.00pm.

Subject to availability, you get a temporary hire car following an accident or theft. Please refer to the policy documents for full terms and conditions.

Please call us to discuss this further on 0151 242 7640.

Cover will be provided for anyone named on the Certificate of Motor Insurance to drive your car, as long as they’re driving the car with your permission.

Cover is provided for up to 180 days per trip. If additional cover is required please call us on 0151 242 7640.

Please call us to discuss this further on 0151 242 7640.

A No Claims Discount is a discount which insurers offer if you can provide evidence of a claim free driving history.

Policy excess is the part of a claim that you agree to pay - the car insurance covers you for the remaining amount.

If you buy your policy online or over the phone, immediate cover is available.

Please call us to discuss this further on 0151 242 7640.

No, windscreen claims do not affect your No Claims Discount.

No, you only need to pay the excess towards your own repairs.

Depending on the level of car insurance cover you’ve chosen, you may be able to drive other cars at Third Party cover (with the owner's permission). You’ll need to check this on your insurance policy documents.

When you take your car abroad the cover you have is shown on your insurance certificate so you must always take this with you.

Yes, if you have a child car seat in your car and your car is involved in an accident that results in impact damage to your car, the child seat will be replaced with a new one of the same quality, up to a value of £150, even if it doesn't appear to be damaged.

Accidental damage is covered on comprehensive policies. This covers you for damage to your car.

If you want to add another driver to your existing policy, please call us on 0151 242 7640. You’ll need the following information about the other driver:

Their name;

Date of birth;

Occupation;

Driving licence details; and

Their driving experience (such as any previous claims or motoring convictions).

No, factory fitted options are not classed as modifications. A modification is anything made after the car leaves the factory that alters the standard specification or the appearance of the car. The fittings should be declared as part of the overall value of the vehicle.